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Based on&nbsp;<a href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" target="_blank" data-mce-href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" rel="noopener noreferrer">Genworth’s&nbsp;2018 Cost of Care study</a>, Abilene’s average monthly cost for assisted living is $3,868, falling just&nbsp;under the national average of $4,000 and&nbsp;only slightly over the state average of $3,795. Abilene&nbsp;lands in the midrange&nbsp;for Texas cities in this part of the state, with&nbsp;assisted living costs&nbsp;significantly&nbsp;lower in Abilene than in nearby San Angelo ($4,450) and markedly higher than in the much more densely populated&nbsp;Lubbock ($3,200).&nbsp;

Assisted Living Costs in Abilene

Cost of Assisted Living Comparison Chart

In Abilene, costs for in-home&nbsp;assistance&nbsp;such as homemaker services ($3,504) or a home health aide ($3,623)&nbsp;are on par with&nbsp;costs for assisted living at $3,868.&nbsp;A semiprivate room in a nursing home is much more expensive at $4,639, while at the lower end of costs, adult day health in Abilene averages only $618 per month.&nbsp;For seniors&nbsp;exploring the possibility of in-home services, it’s important to factor in housing expenses such as rent and upkeep, which may be included in the cost of assisted living. Cost of Homemaker/Home Health Aide Comparison Chart 
<li>Assisted living: $3,868</li>
<li>Homemaker services: $3,504</li>
<li>Home health aide: $3,623</li>
<li>Adult day health: $618</li>
<li>Nursing home care (semiprivate room): $4,639</li>

Care Cost Comparison

Cost of Homemaker/Home Health Aide Comparison Chart

Financial Assistance for Assisted Living in Abilene

Texas Community Care for the Aged/Disabled CCAD, which is overseen by&nbsp;<a href="https://hhs.texas.gov/" target="_blank" data-mce-href="https://hhs.texas.gov/" rel="noopener noreferrer">Texas Health and Human Services</a>, helps low-income seniors who are at risk of nursing home placement. The program provides them with personal services at home or in an assisted living facility in order to&nbsp;facilitate their independence.&nbsp;Benefits include consumer-managed personal attendant services, which allow&nbsp;a senior to&nbsp;assign a caregiver, including a family member. The&nbsp;program also covers&nbsp;personal emergency&nbsp;response systems, which reduce&nbsp;the need for constant oversight.&nbsp;Seniors living in assisted living facilities&nbsp;may also receive residential personal care. Benefits may vary depending on&nbsp;the individual’s living arrangement, although certain standard eligibility requirements apply. Applicants must be legal Texas residents with income not exceeding three times the Supplemental Security Income payment.&nbsp;The applicant’s assets&nbsp;must not exceed $5,000 for individuals and $6,000 for couples, although&nbsp;this amount&nbsp;can vary by benefit. Applicants who are eligible for identical services through state Medicaid programs should not apply. Potential applicants should contact their local&nbsp;<a href="https://hhs.texas.gov/services/aging/long-term-care/aging-disability-resource-center/find-adrc" target="_blank" data-mce-href="https://hhs.texas.gov/services/aging/long-term-care/aging-disability-resource-center/find-adrc" rel="noopener noreferrer">Aging and Disability Resource Center</a>&nbsp;for further information&nbsp;or to&nbsp;apply. VA Aid and Attendance Program Eligible veterans and surviving spouses who need financial&nbsp;assistance for assisted living services&nbsp;may&nbsp;receive funding through the&nbsp;<a href="https://www.benefits.va.gov/pension/aid_attendance_housebound.asp" target="_blank" data-mce-href="https://www.benefits.va.gov/pension/aid_attendance_housebound.asp" rel="noopener noreferrer">VA Aid and Attendance Program</a>, which&nbsp;helps to offset assisted living costs. Applicants must be&nbsp;65 or older and&nbsp;need&nbsp;assistance with activities of daily living.&nbsp; The program’s application process&nbsp;has complex eligibility requirements that factor in&nbsp;unreimbursed&nbsp;medical expenses. Because the process may be confusing, potential applicants should visit&nbsp;their local&nbsp;<a href="https://www.va.gov/find-locations/?facilityType=benefits" target="_blank" data-mce-href="https://www.va.gov/find-locations/?facilityType=benefits" rel="noopener noreferrer">VA benefits office</a>&nbsp;for further information or to apply. Assisted Living Bridge Loans Seniors may acquire short-term funding through an assisted living bridge loan, which can&nbsp;fund up to&nbsp;one year of payments. While interest rates can be high, this program&nbsp;may provide a viable option for seniors with pending benefits or those waiting on cash from a home sale. Bridge loans can also cover the initial expenses&nbsp;of assisted living,&nbsp;such as move-in costs.&nbsp; Since multiple co-borrowers may apply for a single bridge loan, the importance of individual creditworthiness diminishes,&nbsp;increasing approval odds.&nbsp;Additionally, family members, rather than the service recipient, apply for a bridge loan, so the senior’s age and health don’t&nbsp;impact the chance of approval.&nbsp;The lender does require&nbsp;information regarding the anticipated source of permanent funding. Seniors can receive bridge loans as a lump sum payment or as a&nbsp;line of credit, depending upon their needs. Families can expect fast response times once an application is submitted. For&nbsp;further information or to apply, interested individuals should contact&nbsp;<a href="https://elderlifefinancial.com/" target="_blank" data-mce-href="https://elderlifefinancial.com/" rel="noopener noreferrer">Elderlife&nbsp;Financial Services</a>.&nbsp;

Other Financial Assistance Programs for Assisted Living

The average cost of assisted living in the city is $3,868 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on {enhancedSearch.regionCount} {tensing(Assisted Living Community | Assisted Living Communities | {enhancedSearch.regionCount})}in Abilene. <ul><li>Assisted living: $3,868</li><li>Nursing home semiprivate room: $4,639</li><li>In-home care: $3,504</li><li>Adult day health services: $618</li></ul>

Assisted Living in Abilene, TX

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Assisted Living Articles and Resources

Senior Texans who receive Supplemental&nbsp;Security Income or who&nbsp;need long-term care may qualify&nbsp;for&nbsp;Texas Medicaid or&nbsp;the Medicaid buy-in program. Coverage includes physician visits, hospital stays, prescription drugs,&nbsp;lab work and other diagnostics.&nbsp;Dental, hearing and vision benefits are also available to eligible seniors. Managed care organizations deliver&nbsp;many of the state’s Medicaid services. Low-income Texas seniors who receive&nbsp;SSI&nbsp;are eligible for Medicaid. Services obtained up&nbsp;to three months&nbsp;prior to the start of&nbsp;SSI&nbsp;benefits may be reimbursable.&nbsp;To receive additional information,&nbsp;interested individuals can visit&nbsp;<a href="https://yourtexasbenefits.hhsc.texas.gov/programs/health/disability-or-65plus/have-SSI" target="_blank" data-mce-href="https://yourtexasbenefits.hhsc.texas.gov/programs/health/disability-or-65plus/have-SSI" rel="noopener noreferrer">YourTexasBenefits</a>. <a href="https://yourtexasbenefits.hhsc.texas.gov/programs/health/disability-or-65plus/long-term-care" target="_blank" data-mce-href="https://yourtexasbenefits.hhsc.texas.gov/programs/health/disability-or-65plus/long-term-care" rel="noopener noreferrer">Medicaid for long-term care</a>&nbsp;is available to Texas residents age 65 and over who meet income requirements and need 30 or more days of&nbsp;nonstop,&nbsp;long-term assistance. To qualify for the program, applicants must not own possessions over a designated value nor be in the process of paying for such items.&nbsp;Some exclusions apply, including&nbsp;houses, cars, burial funds and&nbsp;certain types of life insurance.&nbsp;A state-provided&nbsp;<a href="https://www.yourtexasbenefits.com/wps/portal/hhsc/Member/GeneralInfoWizard/" target="_blank" data-mce-href="https://www.yourtexasbenefits.com/wps/portal/hhsc/Member/GeneralInfoWizard/" rel="noopener noreferrer">screening tool</a>&nbsp;helps potential applicants determine whether their income and assets&nbsp;land within the approved range. The Texas&nbsp;<a href="https://yourtexasbenefits.hhsc.texas.gov/programs/health/disability-or-65plus/buy-in" target="_blank" data-mce-href="https://yourtexasbenefits.hhsc.texas.gov/programs/health/disability-or-65plus/buy-in" rel="noopener noreferrer">Medicaid buy-in program</a>&nbsp;is open to working&nbsp;residents with physical, mental, developmental or intellectual disabilities&nbsp;in need of medical coverage.&nbsp;Eligible applicants must not reside full-time in a state hospital, nursing facility or an intermediate care home&nbsp;designed for intellectually disabled individuals.&nbsp;Qualified individuals&nbsp;may buy into Texas Medicaid services for a monthly fee. To receive additional information&nbsp;or to apply,&nbsp;Texas residents can visit&nbsp;<a href="https://www.yourtexasbenefits.com/Learn/Home" target="_blank" data-mce-href="https://www.yourtexasbenefits.com/Learn/Home" rel="noopener noreferrer">YourTexasBenefits.com</a>.

Medicaid in Texas

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Other Senior Living in Abilene, TX

Assisted Living Resources in Abilene

The Area Agency on Aging provides information, resources and support to aid area seniors in living healthy, independent lives. Among its many offerings, the agency offers a meal program, benefits counseling, and health and wellness initiatives. Services are always free.&nbsp;

Area Agency on Aging

Older Abilene&nbsp;residents&nbsp;can enjoy&nbsp;a variety of socialization opportunities,&nbsp;activities and services at local senior activity centers. These&nbsp;recreational centers, which are provided by The City of Abilene Senior Services Division, offer fitness classes, a lunch program and educational programs to area seniors.

Senior Activity Centers

Abilene’s veteran centers offer resources and support for the emotional, financial and health-related needs of area veterans. Veterans or their surviving spouses in need of assistance can visit their local veteran center for benefits counseling or information on available programs and services. Veterans’ clinics provide screenings and other health services to local veterans.

Veterans Centers and Clinics

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For seniors coping with dementia, one of the greatest frustrations is the inability to do those things they once loved. Activities and hobbies that used to be second nature might start to feel fuzzy or distant. This harsh reality can be discouraging for the person suffering from dementia, as well as the friend or loved one who is trying to engage them.

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At Wisteria Place Senior Living & Legacy Lane Memory Care, you will find a warm, dedicated staff committed to creating a community you will be delighted to call home. With no buy-in fees and a convenient month-to-month lease, our residents have flexibility and freedom should their needs change.

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