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According to&nbsp;<a href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" rel="noopener noreferrer" target="_blank">Genworth&rsquo;s 2018 Cost of Care</a>&nbsp;study, the average monthly cost of assisted living in El Paso is well below both the national average ($4,000) and the state average ($3,795). El Paso&rsquo;s average monthly assisted living cost is among the lowest in the state. When compared with larger cities such as Austin ($5,190) and Dallas ($4,350), the monthly cost of care in El Paso is more than $2,000 lower. When compared with Houston ($3,863) and San Antonio ($3,975), the cost of assisted living is over $1,000 lower.

Assisted Living Costs in El Paso

Cost of Assisted Living Comparison Chart

The type of care required is the most significant factor influencing the cost of care, and this is particularly true in El Paso. The average monthly cost of assisted living in El Paso is about $2,500 less than the cost of nursing care. When compared to the cost of home care, assisted living is far less expensive as well. When budgeting for home care, it&rsquo;s also important to consider additional expenses that are involved with remaining in the home such as utilities, rent and general upkeep. Cost of Homemaker/Home Health Aide Comparison Chart

<ul>
	<li>Assisted living: $2,250</li>
	<li>Homemaker services: $3,041</li>
	<li>Home health aide: $3,051</li>
	<li>Adult day health: $628</li>
	<li>Nursing home care (semiprivate room): $4,867</li>
</ul>

Care Cost Comparison

Cost of Homemaker/Home Health Aide Comparison Chart

Financial Assistance for Assisted Living in El Paso

Community First Choice 
 
The&nbsp;<a href="https://hhs.texas.gov/services/health/medicaid-chip/programs/community-first-choice" rel="noopener noreferrer" target="_blank">Community First Choice</a>&nbsp;(CFC) program is provided by Medicaid and is exclusive to seniors residing in Texas. It&rsquo;s an entitlement program, which means that eligibility requirements are less stringent than the STAR+PLUS program, and there are no wait lists in place. CFC provides seniors with nurse visits, supportive services and access to medical care and is designed to assist seniors who require a nursing level of care but would prefer to remain in their home or assisted living community. 
 
To be eligible for the program, seniors must be 65 years of age or older and be determined to require a nursing level of care. They must also meet the same financial eligibility requirements as those applying to the STAR+PLUS program. For more details on eligibility and how to apply, seniors can call 1-866-566-8989. 
 
Community Care for the Aged and Disabled 
 
<a href="https://hhs.texas.gov/services/aging" rel="noopener noreferrer" target="_blank">Community Care for the Aged and Disabled</a>&nbsp;(CCAD) is a non-Medicaid program that&rsquo;s provided by the Texas Department of Health and Human Services. The program provides care options to seniors who are ineligible for Medicaid. While the program is designed to assist seniors who wish to avoid nursing care and continue to live in their home, it does occasionally provide services for seniors who reside in assisted living facilities. 
 
To be eligible for the CCAD program, seniors must be 65 years of age or older and require daily care. Financial eligibility requirements are in place for the program as well, which require applicants to have an income of $2,250 per month or less and assets totaling $5,000 or less. 
 
To apply, seniors can visit their&nbsp;<a href="https://yourtexasbenefits.hhsc.texas.gov/content/other-programs" rel="noopener noreferrer" target="_blank">local Aging and Disability Resource Center</a>&nbsp;or call 1-855-937-2372. 
 
Optional State Supplement 
 
Medicaid and other support programs typically only provide financial assistance with the cost of care, leaving seniors who live in assisted living facilities to pay for room and board. The optional state supplement (OSS) is available to seniors who reside in long-term care facilities to help fill this gap. The supplement is calculated based on current income and needs. 
 
Those who receive Supplemental Security Income can apply for the OSS by calling the Texas Department of Health and Human Services at 1-855-937-2372. 
 
Elderlife Bridge Loan 
 
Seniors who aren&rsquo;t eligible for federal or state support programs may be able to receive an elder bridge loan from&nbsp;<a href="https://elderlifefinancial.com/loc/" rel="noopener noreferrer" target="_blank">Elderlife Financial Services</a>. These loans exist specifically to help seniors pay for long-term care costs. Loans are paid directly to the senior&rsquo;s assisted living facility and are paid back by the senior and any cosigners in monthly installments. These loans are available with low interest rates and offer flexible terms. 
 
To be eligible, seniors must meet minimum income and credit requirements. However, applicants may apply with up to six cosigners, which can increase the likelihood of approval. 
 
Long-Term Care Insurance 
 
A<a href="https://www.tdi.texas.gov/pubs/consumer/cb032.html" rel="noopener noreferrer" target="_blank">&nbsp;long-term care insurance</a>&nbsp;policy provides seniors with protection against the high cost of assisted living and other types of long-term care. Those who are covered typically have to pay an annual deductible while their insurance provider takes care of the rest. 
 
Eligibility, premiums and terms vary depending on the plan and provider, but most often, a long-term care insurance policy needs to be purchased before the need for long-term care arises, and costs are based on the policyholder&rsquo;s health and age.

Other Financial Assistance Programs for Assisted Living

The average cost of assisted living in the city is $2,250 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on {enhancedSearch.regionCount} {tensing(Assisted Living Community | Assisted Living Communities | {enhancedSearch.regionCount})}in El Paso.<ul><li>Assisted living: $2,250</li><li>Nursing home semiprivate room: $4,867</li><li>In-home care: $3,041</li><li>Adult day health services: $3,051</li></ul>

Assisted Living in El Paso, TX

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Assisted Living Articles and Resources

<a href="https://hhs.texas.gov/services/health/medicaid-chip/programs/starplus" rel="noopener noreferrer" target="_blank">STAR+PLUS</a>&nbsp;is Texas&rsquo; state Medicaid managed care program. It provides seniors aged 65 and older and Texans living with disabilities with case management, long-term care and supportive services that may include medical or dental treatment, social support or transportation services. 
 
There are a limited number of applicants accepted to STAR+PLUS each year, and seniors may be required to reapply annually. As such, there is often a waiting list for this program. To be accepted, seniors must fall within one of the following categories:

&nbsp;

&nbsp;

<ul>
	<li>Receiving Supplemental Security Income</li>
	<li>Receiving Medicaid through a Social Security exclusion program</li>
	<li>Enrolled in Medicaid&rsquo;s Breast and Cervical Cancer program</li>
	<li>Eligible for the STAR+PLUS Home and Community-Based Services waiver</li>
	<li>Residing in a nursing home and receiving Medicaid</li>
</ul>

&nbsp;
 
Additionally, seniors enrolling in STAR+PLUS must be 65 years of age or older, a full-time resident of Texas and determined by a doctor to require long-term care. Financial eligibility requirements for the program stipulate that applicants may not have income exceeding $750 per month and may not possess assets valued higher than $2,000, with the exception of their home, which may not exceed $500,000 in value. 
 
To inquire about wait list times, eligibility or the application process for the STAR+PLUS program, seniors can contact 1-866-566-8989.


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Medicaid in Texas

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Assisted Living Resources in El Paso

Area Agencies on Aging are nonprofit programs that provide advocacy and support services to seniors, including benefits assistance, long-term care ombudsman services and case management.

Area Agency on Aging

Senior centers in El Paso provide elderly residents with a community gathering place and a range of programs that can include computer, finance and fitness classes, day trips, meals and social activities.

Senior Community Centers

Seniors who have served in the military and their immediate family members may be eligible for financial, social or medical assistance from their local Veteran Affairs office or medical center. To learn more, seniors can visit their local VA office. Eligible seniors can visit VA medical centers to receive health care under their VA benefit program.

Veteran Affairs

Reviews of El Paso Assisted Living Facilities

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An explanation of retirement living costs. Visit to learn more about finding the right retirement community or to find a retirement community near you.

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Learn about activities of daily living, how ADLs are assessed and what the results can mean if you&#39;re considering long-term care for yourself or a loved one.

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Veterans Benefits: A Brief Overview

Veterans Benefits

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The Program of All-Inclusive Care for the Elderly (PACE) combines all the services offered by Medicare and Medicaid. Learn more about the program, eligibility, and how to apply for PACE.

PACE Programs: Programs of All-Inclusive Care for the Elderly

As the population ages and Baby Boomers face the realities of paying for care for their parents and for themselves, it becomes clear that the biggest hurdle to senior care is paying for it.

Learn about the cost of long-term care and ways you can pay for care, including Medicaid, VA benefits and the PACE program, in this guide for older adults.

Paying for Long-Term Care: How to Overcome this Costly Hurdle to Safeguard Your Future

Paying for Long-Term Care: An Overview

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From saving money to avoiding household chores, there are dozens of great reasons to downsize. Read our free guide for tips on navigating the process.

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For seniors coping with dementia, one of the greatest frustrations is the inability to do those things they once loved. Activities and hobbies that used to be second nature might start to feel fuzzy or distant. This harsh reality can be discouraging for the person suffering from dementia, as well as the friend or loved one who is trying to engage them.

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The median cost of nursing homes in El Paso for a single-occupancy apartment is $7,323/month (Genworth - 2021). This monthly cost typically includes rent, utilities, dining, housekeeping and transportation.

El Paso Nursing Homes Cost

There is  nursing home in El Paso, TX and several nursing homes nearby. The average cost of nursing homes in El Paso, TX is $140 per month.

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Our staff are dedicated to helping the residents of The MonteVista at Coronado enjoy life in a retirement community with all the comforts of home. Even your pets are welcome when you choose one of our select pet-friendly apartments. Enjoy the many amenities found at our community and relax in the knowledge that if health problems arise in the future, our trained nursing staff will be able to help you maintain your independent lifestyle.

The MonteVista at Coronado is owned and operated by Five Star Senior Living. Five Star is a healthcare and senior living services provider that operates independent and assisted living communities, skilled nursing facilities, rehabilitation hospitals, institutional pharmacies and outpatient health rehabilitation clinics throughout 30 states.

<h2>Featured Amenities</h2>

The MonteVista at Coronado has 16 acres of beautifully landscaped lawns to enjoy. Stroll down walking paths or relax on one of the outdoor patios during breaks from your active lifestyle. Inside, you&#39;ll enjoy housekeeping services, restaurant-style dining, and exercise and wellness programs.

Our residents can gather on our patios for one of our summer BBQs or spend the cooler hours in the winter enjoying live music by the fireside. Group events and activities are scheduled every month so there is always something fun happening at our community.

<h2>Available Services</h2>

During periods in which you may need additional help, our Ambassador Services can help with daily tasks. We offer personal shopping services, medication reminders, mail delivery, pet care, assistance getting to the dining room or meal delivery to your apartment.

If the need for skilled nursing arises, we can provide 24-hour supervision and even more sophisticated medical services right on campus. Because we know the people who live here, we can provide individual care within a familiar, homelike environment.

Enjoy an active retirement lifestyle with the peace of mind of knowing that if future health problems arise you can continue to live independently at The MonteVista at Coronado.

The MonteVista at Coronado

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