9 Assisted Living Communities in Kingwood, Texas

The average cost of assisted living in the city is $3,863 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 9 Assisted Living Communities in Kingwood and several in surrounding areas. The Cost of Senior Care in Kingwood, TX

• Assisted Living: $3,863
• Nursing Home Care: $5,095
• In-home Care: $3,909
• Adult Day Health Services: $1300

Genworth’s 2018 Cost of Care shows that Kingwood, which lies in the Houston metropolitan area, has a lower cost for monthly assisted living expenses than the U.S. average. Monthly costs in Kingwood average $3,863, which is slightly less than the national average of $4,000. Kingwood also has monthly expenses similar to the Texas average, which sits at $3,795, .

Nearby Texas areas, including the Beaumont area ($3,900) and San Antonio area ($3,975), have assisted living costs similar to Kingwood, while monthly costs are significantly higher in the Austin area ($5,190) and Odessa ($4,605).

Senior care costs depend on several factors, including the type, frequency and duration of care. This is reflected in Kingwood costs for senior care, which range from $1,300 for adult day health services to nearly $7,000 for a private nursing home room. Assisted living facilities have rates similar to in-home care, but the difference is that this rate typically includes food, utilities and rent. Seniors who age at home with help from health aides or other caretakers must consider how regular household expenses impact their ability to pay for medical care.

 

Qualifying Kingwood seniors can use Medicaid for long-term care. Dual coverage is an option if you currently participate in Medicare, but medical providers must bill Medicare first. Medicare is the primary insurance policy, and Medicaid is the secondary insurance policy. Medicaid covers some services that Medicare rejects.

Recipients must meet income and asset limits prior to receiving Medicaid. As of 2019, applicants age 65 and older cannot earn more than $771 per month. Married applicants can earn a combined monthly income of up to $1,057.

For individual applicants, assets must not exceed $2,000. Married couples can retain assets of up to $3,000. Seniors who own cars or homes that exceed these asset limits may be able to request exemptions so they qualify for coverage.

There are fewer income restrictions for Medicaid recipients who receive nursing home care or need home and community-based services. Single applicants can receive up to $2,313 in monthly income, and married couples can have as much as $4,626 in monthly income.

Seniors can apply for Medicaid by visiting a community partner, dialing 2-1-1, submitting a paper application or applying online at YourTexasBenefits.com.

The STAR+PLUS Waiver

The STAR+PLUS waiver is a managed care program offered to Texas Medicaid recipients. Due to limited enrollment, some applicants get denied despite meeting eligibility requirements. This Medicaid program covers in-home support for seniors, but it also covers some respite care expenses for qualified caretakers. 

The Community First Choice (CFC) Program

The CFC, officially known as the Community First Choice program, is an entitlement program, which means benefits are guaranteed for eligible applicants. Applicants who get denied for the STAR+PLUS waiver or other limited-enrollment programs may still qualify for the CFC.

The CFC program provides funds for personal care needs, and it also covers some expenses for in-home support services, such as meal delivery. Recipients must require assistance with at least one everyday task, such as cooking or bathing, to receive in-home support.

Day Activity and Health Services

Day Activity and Health Services is an adult day care program for seniors. This Medicaid program strives to let adults age at home rather than in assisted living facilities by providing primary caretakers with time away from their duties. The program covers adult day care and some similar health services.

Senior Bridge Loans

Elderlife Financial Services offers short-term bridge loans for seniors who need assisted living care. These loans are for short-term financial needs, such as seniors who need temporary assistance while waiting for a home to sell. Funds are available in as little as one day and disbursed directly to an approved senior living community or home care agency. You can apply for the loan on your own, with a spouse or with a group of up to six family members. 

SSI State Supplementary Payments

There are 46 states, including Texas, that offer SSI state supplementary payments. Texas does this by supplementing Social Security payments for qualifying Medicaid recipients who require care in an intermediate care facility or a nursing home. Payments are distributed on a monthly basis. 

The Texas Department of Health and Human Services (HHS) administers supplementary SSI payments. Dial 2-1-1 to find an HHS office in the Kingwood area, or visit the My Texas Benefits site for information about local offices.

The Department of Veterans Affairs provides medical care and financial assistance for eligible veterans. Veterans can apply for new services or inquire about existing benefits.

Harris County Veteran Center
14300 Cornerstone Village Dr #110, Houston, TX 77014
(281) 537-7812

VA Houston Regional Office
6900 Almeda Rd, Houston, TX 77030
(800) 827-1000

Harris County Veteran Services Office
9418 Jensen Dr #200, Houston, TX 77093
(281) 876-6600

Senior Homes has an extensive directory of senior living options, with care and living providers across the United States.