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At an average monthly cost of $3,200,&nbsp;<a href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" rel="noopener noreferrer" target="_blank">assisted living prices in Lubbock</a> are below the state ($3,795) and national ($4,000) averages. Prices are higher in neighboring areas, such as Amarillo ($3,700), Odessa ($4,605) and Midland ($4,183).&nbsp;

Statewide, costs in the most expensive city, Austin ($5,190), are more than double&nbsp;assisted living prices in El Paso ($2,250), which has the lowest care costs in Texas. Costs in many areas are close to the state average, including Houston ($3,863), Abilene ($3,868) and College Station ($3,995).&nbsp;

Assisted Living Costs in Lubbock

The Cost of Assisted Living in Surrounding Areas

Nursing homes are usually the most expensive senior care service due to the level of medical care they provide, and that’s true in Lubbock where a semiprivate nursing home room is $4,958 per month. This price includes meals, accommodations and around-the-clock skilled&nbsp;nursing care for fragile seniors and adults with disabilities.&nbsp; Seniors who want to hire in-home help can expect to pay $3,600 per month for either a homemaker or home health aide, and $704 for adult day health services outside the home on weekdays. Assisted living costs are lower at $3,200 per month, and this price includes room and board.&nbsp;

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Financial Assistance for Assisted Living in Lubbock

Program of All-Inclusive Care of the Elderly 
 
Lubbock seniors aged 55 and older who qualify for placement in a nursing facility and would prefer to remain in a community-based setting, such as assisted living, may be&nbsp;candidates&nbsp;for the <a href="https://www.medicaid.gov/medicaid/ltss/pace/index.html" rel="noopener noreferrer" target="_blank">Program of All-Inclusive Care of the Elderly</a>.&nbsp; 
 
<a href="https://hhs.texas.gov/doing-business-hhs/provider-portals/long-term-care-providers/program-all-inclusive-care-elderly-pace" rel="noopener noreferrer" target="_blank">PACE</a>&nbsp;is a managed care program that provides seniors with the medical and nonmedical services they need to avoid institutionalization. PACE is free for seniors who have full-scope Medicaid coverage, and seniors can also participate on a private-pay basis.&nbsp; 
 
PACE services are delivered through a multidisciplinary team of health professionals that include primary care physicians, registered nurses, therapists, nutritionists, social workers and home health aides. Each PACE participant completes an in-depth assessment to identify their unique needs, and services are assigned with the goal of improving the overall health and wellness of each participant.&nbsp; 
 
Most services are performed at the PACE center, an adult day health center equipped with an outpatient medical clinic, therapy rooms, recreational spaces and a cafeteria. Participants are provided with door-to-door transportation to the PACE center and community-based services.&nbsp; 
 
For more information, contact <a href="http://www.lubbockmhmr.org/SilverStar/" rel="noopener noreferrer" target="_blank">Silver Star</a>, the Lubbock PACE program, at (806) 740-1500.&nbsp; 
 
Elderlife Financial Assisted Living Bridge Loan 
 
Seniors&nbsp;who need interim financing to cover moving costs may&nbsp;utilize&nbsp;Elderlife Financial&rsquo;s&nbsp;<a href="https://elderlifefinancial.com/our-services/#BridgeLoanInfo" rel="noopener noreferrer" target="_blank">assisted living bridge loan</a>.&nbsp;Structured as an open line of credit with a term of 12 months, this bridge loan is designed for seniors waiting for benefit approval or&nbsp;the sale of their home.&nbsp; 
 
There are no application fees, and loan applications are processed over the phone in about 15 minutes. Because this loan is unsecured, applicants must have a high credit score.&nbsp; 
 
If approved, seniors can have money sent directly from the lender to their assisted living provider. Monthly payments are interest only, and the entire balance can be paid off at any time.&nbsp; 
 
For more information, contact&nbsp;<a href="https://elderlifefinancial.com/contact-elderlife/" rel="noopener noreferrer" target="_blank">Elderlife Financial Services</a>&nbsp;at (888) 228-4500.&nbsp;

Other Financial Assistance Programs for Assisted Living

The average cost of assisted living in the city is $3,200 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on {enhancedSearch.regionCount} {tensing(Assisted Living Community | Assisted Living Communities | {enhancedSearch.regionCount})}in Lubbock and several in surrounding areas. The Cost of Senior Care in Lubbock, TX<ul><li>Assisted Living: $3,200</li><li>Nursing Home Care: $4,958</li><li>In-home Care: $3,600</li><li>Adult Day Health Services: $704</li></ul>

Assisted Living in Lubbock, TX

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Low-income seniors, children and people with disabilities&nbsp;may qualify for basic health care coverage through&nbsp;<a href="https://www.medicaid.gov/" rel="noopener noreferrer" target="_blank">Medicaid</a>, the nationwide government health plan. Medicaid is administered by each state, and mandatory benefits include hospital services, doctor&rsquo;s visits, X-rays, transportation to care, home health services and nursing facility care.&nbsp; 
 
States may also opt to fund&nbsp;<a href="https://www.medicaid.gov/medicaid/benefits/list-of-benefits/index.html" rel="noopener noreferrer" target="_blank">optional benefits</a>&nbsp;that may include vision and dental care, case management, physical therapy, hospice care and community-based services. In Texas, the&nbsp;<a href="https://hhs.texas.gov/services/health/medicaid-chip" rel="noopener noreferrer" target="_blank">Medicaid program</a>&nbsp;is delivered through managed care organizations. By law, every county must offer at least two Medicaid providers, and&nbsp;enrollees&nbsp;can usually pick their own plan.&nbsp; 
 
Qualifying for Medicaid&nbsp; 
 
In Texas, seniors aged 65 and older who collect&nbsp;<a href="https://www.ssa.gov/benefits/ssi/" rel="noopener noreferrer" target="_blank">Supplemental Security Income</a>&nbsp;benefits automatically qualify for basic Medicaid benefits.&nbsp; 
 
To qualify for&nbsp;<a href="https://yourtexasbenefits.hhsc.texas.gov/programs/health/disability-or-65plus/long-term-care" rel="noopener noreferrer" target="_blank">Medicaid-funded long-term care</a>&nbsp;services, seniors must:&nbsp; 
&nbsp;

<ul>
	<li>Have a monthly income of&nbsp;$2,313&nbsp;or less or $4,626 or less per couple when both spouses require care, and</li>
	<li>Have countable assets valued at $2,000 or less or $3,000 in joint assets&nbsp;when a spouse is also seeking Medicaid, and</li>
	<li>Be a U.S. citizen with a valid Social Security number, or&nbsp;</li>
	<li>Have qualified immigration status, and</li>
	<li>Be a permanent Texas resident, and</li>
	<li>Need 30 or more days of continuous care at the level normally provided in a nursing facility</li>
</ul>

&nbsp;

 
Most, but not all, assets are counted by Medicaid. One vehicle, a life insurance policy worth $1,500 or less and a residence owned and occupied by the applicant and/or their spouse is exempt&nbsp;as long as that residence has an assessed value of $585,000 or less.&nbsp; 
 
STAR+PLUS Medicaid Nursing Home Diversion Program&nbsp; 
 
Seniors aged 65 and older with Medicaid coverage who&nbsp;need the level of care normally provided in a nursing home may qualify for&nbsp;<a href="https://hhs.texas.gov/services/health/medicaid-chip/programs/starplus" rel="noopener noreferrer" target="_blank">STAR+PLUS</a>, a Texas Medicaid managed care program. 
 
STAR+PLUS&nbsp;funds community-based long-term care services to let frail seniors age in place in an assisted living facility rather than be placed in a nursing home. The goal of STAR+PLUS is to provide Medicaid participants with personalized services that allow them to maintain as much independence as possible without compromising on safety or wellness.&nbsp; 
 
By law, each STAR+PLUS managed care plan must&nbsp;include all mandatory&nbsp;Medicaid benefits, and also:&nbsp;

&nbsp;

&nbsp;

&nbsp;

<ul>
	<li>Attendant and personal care</li>
	<li>Adult day health programming</li>
	<li>Disposable medical supplies and mobility equipment</li>
	<li>Skilled nursing care</li>
	<li>An emergency medical alert system</li>
	<li>Home delivered meals</li>
	<li>Transition services for seniors&nbsp;who want to leave a nursing facility to participate in STAR+PLUS</li>
	<li>Physical and occupational therapy</li>
	<li>Transportation</li>
</ul>

&nbsp;
 
Individual STAR+PLUS plans&nbsp;may also offer value-added services, such as enhanced dental care, discounts on health and wellness programs and extra vision care.&nbsp; 
 
Seniors in Lubbock can receive&nbsp;<a href="https://hhs.texas.gov/sites/default/files/documents/services/health/medicaid-chip/programs/managed-care-service-areas-map.pdf" rel="noopener noreferrer" target="_blank">STAR+PLUS services</a> through Superior Health Plan or&nbsp;Amerigroup. If seniors don&rsquo;t select a provider within 15 days of being accepted into STAR+PLUS, they&rsquo;ll be automatically&nbsp;enrolled in one of these two plans.&nbsp; 
 
To learn more about Texas&nbsp;Medicaid&nbsp;and the STAR+PLUS program, contact the&nbsp;<a href="https://apps.hhs.texas.gov/contact/search.cfm" rel="noopener noreferrer" target="_blank">Health and Human Services Commission office</a>&nbsp;at (888) 337-6377.&nbsp;


&nbsp;

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Medicaid in Texas

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Seniors aged&nbsp;65 and older qualify for discounted fares on Citibus, the municipal public transit service. Seniors who cannot use the fixed routes due to disability can register for CitiAccess, an on-demand, ADA-compliant&nbsp;curbside&nbsp;service.&nbsp; <a href="https://lubbockmealsonwheels.org/services/" target="_blank" data-mce-href="https://lubbockmealsonwheels.org/services/" rel="noopener noreferrer">Lubbock Meals on Wheels</a>&nbsp;operates a pet program to help seniors feed their companion animals. MOW also delivers holiday meals, emergency meals, current reading materials and a birthday surprise to seniors who are housebound and/or isolated.&nbsp;

Community Aid Agencies

The City of Lubbock&rsquo;s Parks and Recreation Department operates three community and senior centers and two adult activity centers. All five centers offer a&nbsp;<a href="https://ps.ci.lubbock.tx.us/senior-lifestyles/senior-programs" rel="noopener noreferrer" target="_blank">daily low-cost hot lunch program</a> that includes door-to-door transportation and recreational activities.&nbsp;

Senior Centers

The Lubbock VA Clinic offers outpatient primary and specialty care&nbsp;services to eligible vets, and comprehensive hospital services are available at the nearby&nbsp;<a href="https://www.amarillo.va.gov/index.asp" rel="noopener noreferrer" target="_blank">Thomas E. Creek VA Medical Center</a> in Amarillo.&nbsp;

Veterans Services

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For seniors coping with dementia, one of the greatest frustrations is the inability to do those things they once loved. Activities and hobbies that used to be second nature might start to feel fuzzy or distant. This harsh reality can be discouraging for the person suffering from dementia, as well as the friend or loved one who is trying to engage them.

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The median cost of nursing homes in Lubbock for a single-occupancy apartment is $7,239/month (Genworth - 2021). This monthly cost typically includes rent, utilities, dining, housekeeping and transportation.

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There is  nursing home in Lubbock, TX and several nursing homes nearby. The average cost of nursing homes in Lubbock, TX is $140 per month.

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