10 Assisted Living Communities in Richardson, Texas

The average cost of assisted living in the city is $4,350 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 10 Assisted Living Communities in Richardson and several in surrounding areas. The Cost of Senior Care in Richardson, TX

• Assisted Living: $4,350
• Nursing Home Care: $5,064
• In-home Care: $4,004
• Adult Day Health Services: $1,408

Genworth’s 2018 Cost of Care survey shows that Richardon’s average cost of assisted living is the highest in its area at $4,350 per month. This is well above the Texas state average of $3,795 and the $4,000 national average. Assisted living is also over $1,000 more costly per month than in nearby Longview ($3,100). Nearby cities with assisted living prices closest to Richmond’s include the Killeen area ($4,053), College Station area ($3,995) and Tyler ($3,800).

Note: Senior care cost data wasn’t available for Richardson, so data for the closest city, Dallas, was used. 

Seniors in Richardson can expect to pay varying prices for senior care, depending on their needs and the type of care received. Those receiving full-time care in a skilled nursing home pay the most at an average cost of $5,064 per month. The price of assisted living facilities ($4,350), which provides an intermediate level of care and assistance with activities of daily living, is a few hundred dollars more per month than homemaker services ($4,004) and home health aides ($4,040). However, assisted living fees often include room and board, expenses not usually covered in the costs of home health care. For those who only require part-time care and can travel daily to a center outside the home, adult day health services are the most affordable senior care option at $1,408 per month.

 

In Texas, Medicaid is available to seniors aged 65 and older, people with disabilities and children and their caregivers. Medicaid provides free and low-cost health care services to individuals who qualify based on income and other criteria, based on the program that best suits their needs.

Depending on the specific program through which a senior is enrolled, Medicaid benefits may include:

• Doctor appointments and hospital stays
• Community-based services
• Dental, vision and hearing care
• Laboratory services
• Prescription drugs
• Nursing home care

Seniors may qualify for Medicaid through one of three programs if they also meet certain financial criteria. These programs are:

• The Medicaid Buy-In program, where individuals who are working, have a disability and don’t live in an institution can pay monthly to receive benefits 
• Medicaid for people who receive Supplemental Security Income 
• Medicaid for long-term care

SSI Medicaid

Seniors who meet the below financial limits and are at least 65 years old, blind or disabled are entitled to receive SSI Medicaid:

• Individuals earning no more than $771 in monthly income and with no more than $2,000 in assets; countable assets for Medicaid don’t include the senior’s home, primary vehicle and personal belongings such as furniture
• Married couples earning no more than $1,157 in monthly income and with no more than $3,000 in assets

Long-Term Care

To receive long-term care, seniors must be at least 65 years old or have a disability lasting at least 12 months and require at least 30 consecutive days of continuous care. For this program, seniors must pay a portion of their health care costs before receiving free services, and the following financial limits apply:

• Individuals can earn no more than $2,313 in monthly income and have no more than $2,000 in assets.
• Married couples can earn no more than $4,626 in monthly income and have no more than $3,000 in assets. For married couples where only one partner applies, the spouse not applying may keep up to $126,420 in assets.

While those who live in a nursing home and meet the financial limits are entitled to receive Medicaid services, seniors who wish to receive benefits in an assisted living facility must enroll in a waiver program.

STAR+PLUS Home and Community-Based Services Waiver

The STAR+PLUS HCBS waiver may be an option for Richardson seniors who would like to receive long-term care while living in an assisted living facility. 

To qualify, a senior must:

• Require a nursing home level of care
• Be approved for Medicaid and meet the Medicaid SSI or long-term care program financial limits 
• Not be enrolled in any other Medicaid waiver program

Services available through this waiver include:

• Assisted living
• Service coordination
• Respite care
• Personal assistance
• At-home nursing
• Home-delivered meals
• Occupational, physical and speech therapies
• Medical equipment
• Dental care

To apply for Medicaid services, seniors can complete the form online or call (877) 541-7905. 

Richardson seniors interested in STAR+PLUS should call (877) 782-6440. Those approved for Medicaid and STAR+PLUS receive a packet in the mail detailing their medical plan choices. Seniors should select a plan and return the packet within 15 days of receipt.

Veteran’s Aid and Attendance

The Federal Aid and Attendance program provides qualified veterans and their surviving spouses with monthly payments in addition to their already received pension. 

To qualify for A&A, an applicant must meet at least one of the following criteria:

• Need a caregiver’s assistance for activities of daily living, such as eating, bathing and dressing

• Be legally blind

• Be bedridden

• Receive care in a nursing home

To apply, Richardson seniors should send a written report detailing their level of mobility, disability and daily habits to:

Department of Veterans Affairs
Claims Intake Center
Attn:  St. Paul Pension Center
PO BOX 5365
Janesville, WI  53547-5365

Seniors can also visit the Waco Regional Office to apply in person at 701 Clay Avenue, Waco, Texas.

Community Care for the Aged and Disabled

The Texas Health and Human Services Commission administers CCAD, which is a program that provides services to individuals who would prefer to live in the community rather than a nursing home. Benefits include:

• Assistance with housekeeping and personal care

• Home-delivered meals

• Emergency services

• Case management

To qualify for CCAD, individuals can earn no more than $2,313 per month and have assets totaling no more than $5,000. Married couples can earn no more than $4,626 per month and have no more than $6,000 in assets.

To apply, Richardson seniors can contact the Dallas Aging and Disability Resource Center at (855) 937-2372. 

The Dallas Area Agency on Aging serves seniors and their caregivers through benefits counseling and care coordination services, such as home repairs, income support and personal assistance. Dallas Area Agency on Aging
1341 W. Mockingbird Ln., Ste. 1000W, Dallas, TX 75247
(214) 871-5065

Richardson area veterans resources include county veteran services and the Veterans Center of North Texas. Each office serves area vets and their loved ones by providing benefits resources and advocacy. Services include counseling, food pantries, claims assistance and support groups.

Collin County Veteran Services
900 E. Park Blvd., Ste. 150, Plano, TX 75074
(972) 881-3060

Dallas County Veteran Services
2377 N. Stemmons Fwy., Ste. 631, Dallas, TX 75207-2710
(972) 692-4939

Veterans Center of North Texas
900 E. Park Blvd., #155, Plano, TX 75074
(214) 600-2966

Senior Homes has an extensive directory of senior living options, with care and living providers across the United States.