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<a href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" target="_blank" data-mce-href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" rel="noopener noreferrer">Genworth’s 2018 Cost of Care Survey</a>&nbsp;reveals that the monthly cost of assisted living in the Sherman area ($3,694) is just below the state average of $3,795. Although Sherman is more affordable than the $4,000 national average, it is more costly than some nearby Texas cities, including Wichita Falls ($3,312), Longview ($3,100) and Texarkana ($2,265). Assisted living costs in Sherman are in line with those in Waco ($3,695) and&nbsp;lower than those in the Dallas area ($4,350) and Tyler ($3,800).

Assisted Living Costs in Sherman

The Cost of Assisted Living in Surrounding Areas

While senior care costs in Sherman vary depending on the type of services received, these differences are relatively small compared to many other cities across the state. Locally, the largest difference exists&nbsp;between full-time skilled nursing home care ($4,319 per month) and the intermediate level of care provided in assisted living facilities ($3,694). The upfront costs of homemaker services ($3,241) are moderately less that those for home health aides ($3,718), but neither&nbsp;type of home health care includes essential expenses, such as rent, utilities and meals, which are typically included in assisted living and nursing home rates.

Care Cost Comparison

Senior Care Cost Comparison Chart

Financial Assistance for Assisted Living in Sherman

Community Care for Aged and Disabled <a href="https://hhs.texas.gov/laws-regulations/handbooks/cw-ccad/section-1000-program-description" target="_blank" data-mce-href="https://hhs.texas.gov/laws-regulations/handbooks/cw-ccad/section-1000-program-description" rel="noopener noreferrer">Community Care for Aged and Disabled</a>&nbsp;is a&nbsp;non-Medicaid program providing supports for Texas seniors who wish to avoid&nbsp;institutionalization.&nbsp;CCAD&nbsp;enables recipients to receive covered services while living in adult foster care, an assisted living facility or a private home. CCAD&nbsp;services include: 
<li>Assistance with activities of daily living</li>
<li>Home delivered meals</li>
<li>Emergency response services</li>
<li>Adult day care</li>
<li>Personal care services</li>
 To qualify for CCAD, seniors should: 
<li>Not&nbsp;qualify for similar services through Medicaid</li>
<li>Have a disability or functional impairment and require assistance</li>
<li>Earn no more than $2,313 (individual) or $4,626 (married couple) in monthly income</li>
<li>Have no more than $2,000 (individual) or $3,000 (married couple) in countable assets if attendant services are required</li>
 To apply, Sherman residents should contact the <a href="http://www.texoma.cog.tx.us/" target="_blank" data-mce-href="http://www.texoma.cog.tx.us/" rel="noopener noreferrer">Aging and Disability Resource Center of Texoma</a>&nbsp;at (855) 937-2372. Veterans Aid&nbsp;&amp; Attendance Through the federal <a href="https://www.benefits.va.gov/pension/aid_attendance_housebound.asp" target="_blank" data-mce-href="https://www.benefits.va.gov/pension/aid_attendance_housebound.asp" rel="noopener noreferrer">Veterans Aid &amp; Attendance program</a>, certain Sherman vets and their surviving spouses who receive a VA pension may qualify&nbsp;for additional monthly payments. To qualify for A&amp;A, individuals must meet at least one of the following requirements: 
<li>Be bedridden or legally blind</li>
<li>Reside in a nursing home due to incapacity</li>
<li>Require a caregiver’s assistance in performing regular activities of daily living, including eating, dressing and bathing</li>
 Recipients may not receive VA Housebound and A&amp;A benefits concurrently. To apply, Sherman seniors may visit the&nbsp;<a href="https://www.benefits.va.gov/waco/" target="_blank" data-mce-href="https://www.benefits.va.gov/waco/" rel="noopener noreferrer">Waco Regional Benefits Office</a>&nbsp;in person at 701 Clay Ave. or send a written report&nbsp;by mail detailing their level of incapacity, disability, mobility and daily&nbsp;habits to the St. Paul VA Regional Office at: Department of Veterans Affairs Claims Intake Center Attention: St. Paul Pension Center P.O. Box 5365 Janesville, WI 53547-5365

Other Financial Assistance Programs for Assisted Living

The average cost of assisted living in the city is $3,694 per month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on {enhancedSearch.regionCount} {tensing(Assisted Living Community | Assisted Living Communities | {enhancedSearch.regionCount})}in Sherman and several in surrounding areas. The Cost of Senior Care in Sherman, TX<ul><li>Assisted Living: $3,694</li><li>Nursing Home Care: $4,319</li><li>In-home Care: $3,241</li><li>Adult Day Health Services: N/A</li></ul>

Assisted Living in Sherman, TX

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Checklist for Visiting an Assisted Living Facility

Common Myths of Assisted Living Facilities

A Primer on the Activities of Daily Living (ADLs)

Common Questions Regarding Assisted Living Facilities

Nursing Care in Assisted Living: How do Residents Benefit?

Assisted Living Articles and Resources

<a href="https://yourtexasbenefits.hhsc.texas.gov/programs/health" target="_blank" data-mce-href="https://yourtexasbenefits.hhsc.texas.gov/programs/health" rel="noopener noreferrer">Texas Medicaid</a>&nbsp;is a comprehensive health care program available to certain low-income residents for free or at a minimal cost. Medicaid provides the following essential health benefits: <ul>
<li>Doctors visits, including wellness and preventive services</li>
<li>Emergency services and&nbsp;hospitalization</li>
<li>Laboratory services</li>
<li>Prescription drugs</li>
<li>Substance abuse and mental health services</li>
<li>Chronic disease management</li>
</ul> These essential health benefits may be available to&nbsp;Sherman&nbsp;residents who receive Supplemental Security Income or are aged 65 and older, blind or disabled.&nbsp;To qualify for&nbsp;SSI&nbsp;or ABD&nbsp;Medicaid, individuals must meet&nbsp;the following income and asset requirements: <ul>
<li>Earn no more than $771 per month (individual) or $1,057 (married couple applying jointly)</li>
<li>Have assets totalling no more than $2,000 (individual) or $3,000 (married couple), excluding items such as a primary home, vehicle and personal&nbsp;belongings</li>
</ul> For those who meet the above criteria,&nbsp;Medicaid services are considered an entitlement, and participants&nbsp;may receive services while&nbsp;living at home or&nbsp;visiting an adult day care. Additional Medicaid services may be available to Texas residents who need more extensive long-term care. These services may include: <ul>
<li>Dental, vision and hearing care</li>
<li>Nursing home care</li>
<li>Home and community-based services</li>
<li>Care in a&nbsp;home for people with disabilities</li>
<li>Care in a hospital for individuals with a mental illness</li>
</ul> To qualify for long-term care Medicaid, Texas residents must be at least 65 years old&nbsp;or have a disability lasting at least one year and require at least 30 days of continuous care.&nbsp;They must also meet the following income and asset criteria: <ul>
<li>Earn no more than $2,313 per month (individual) or $4,626 (married couple)</li>
<li>Have assets totalling no more than $2,000 (individual) or $3,000 (married couple), excluding one’s primary vehicle, home and personal items</li>
</ul> Couples can apply jointly or individually.&nbsp;If only one spouse needs benefits, individual income and asset limits apply. Additionally, the non-applicant&nbsp;can keep up to $126,420&nbsp;in assets plus a minimum monthly maintenance needs allowance. Apart from a small sum, which can be used for personal needs and health insurance premiums, long-term care Medicaid participants must use the majority of their income to pay for health-related services. Sherman residents can <a href="https://www.yourtexasbenefits.com/Learn/Home" target="_blank" data-mce-href="https://www.yourtexasbenefits.com/Learn/Home" rel="noopener noreferrer">apply for Medicaid benefits online</a> or by calling (877) 541-7905. Although Texas Medicaid does not directly cover assisted living, certain&nbsp;seniors may qualify for services through&nbsp;the STAR+PLUS waiver. STAR+PLUS Home and Community-Based Services Waiver The&nbsp;<a href="https://hhs.texas.gov/services/health/medicaid-chip/programs/starplus" target="_blank" data-mce-href="https://hhs.texas.gov/services/health/medicaid-chip/programs/starplus" rel="noopener noreferrer">STAR+PLUS Medicaid waiver</a> was designed for seniors aged 65 and older and people with disabilities who have complex health care needs but would like to live outside of a nursing facility. STAR+PLUS benefits and services include: <ul>
<li>Managed care coordination</li>
<li>Assistance with activities of daily living</li>
<li>Respite care</li>
<li>Home modifications</li>
<li>Personal errands assistance</li>
<li>Assisted living</li>
<li>Nursing care</li>
<li>Home delivered meals</li>
<li>Therapies</li>
</ul> Long-term care Medicaid participants who qualify for&nbsp;STAR+PLUS will receive an enrollment packet in the mail. In Grayson&nbsp;County, services are provided through&nbsp;Cigna-HealthSpring&nbsp;or&nbsp;UnitedHealthcare&nbsp;managed care plans.&nbsp;Recipients should select their desired health plan, complete the enrollment form and mail it back within 30 days of receipt.

Medicaid in Texas

{tensing(Detailed profile of {enhancedSearch.regionCount} Assisted Living Facility | Detailed profiles of {enhancedSearch.regionCount} Assisted Living Facilities | {enhancedSearch.regionCount})}in Sherman, TX. Average cost is 3694 per month.  Reviews, ratings, costs, pictures, amenities, and more.

{tensing({enhancedSearch.regionCount} Assisted Living Facility | {enhancedSearch.regionCount} Assisted Living Facilities | {enhancedSearch.regionCount})}in Sherman, TX (with Reviews) 

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Silver Leaf Assisted Living and Memory Care

Stone Brook Assisted Living & Memory Care

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Other Senior Living in Sherman, TX

Assisted Living Resources in Sherman

The Grayson&nbsp;County Area Agency on Aging provides seniors with a full range of aging services, including benefits counseling, an ombudsman program, nutrition services and caregiver resources.

Area Agency on Aging

The Sherman Senior Citizens Center serves seniors aged 50 and older, and the Denison&nbsp;Senior Center serves residents who are at least 55. Both centers host organized activities, such as live music, entertainment, exercise classes and defensive driving courses.&nbsp;Recurring social events include bingo games and $3 dance nights.

Grayson County Senior Centers

The Grayson&nbsp;County Veterans Affairs Office provides area vets and eligible spouses with benefits and pension filing assistance, while the VFW&nbsp;Post serves as a place for vets to gather for happy hours and social events. The VA Outpatient Clinic provides vets with health care benefits, including counseling, women’s health and primary care services.

Veterans Services

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Veterans Benefits: A Brief Overview

Veterans Benefits

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PACE Programs: Programs of All-Inclusive Care for the Elderly

As the population ages and Baby Boomers face the realities of paying for care for their parents and for themselves, it becomes clear that the biggest hurdle to senior care is paying for it.

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Paying for Long-Term Care: How to Overcome this Costly Hurdle to Safeguard Your Future

Paying for Long-Term Care: An Overview

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For seniors coping with dementia, one of the greatest frustrations is the inability to do those things they once loved. Activities and hobbies that used to be second nature might start to feel fuzzy or distant. This harsh reality can be discouraging for the person suffering from dementia, as well as the friend or loved one who is trying to engage them.

Learn about the benefits of activities for people with dementia and find a list of dementia-friendly things to do in this comprehensive guide.

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The median cost of nursing homes in Sherman for a single-occupancy apartment is $7,604/month (Genworth - 2021). This monthly cost typically includes rent, utilities, dining, housekeeping and transportation.

Sherman Nursing Homes Cost

 There are 5 nursing homes in Sherman, TX and several nursing homes nearby. The average cost of nursing homes in Sherman, TX is $125 per month.

Sherman Nursing Homes

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 Detailed profiles of 5 Nursing Homes in Sherman, TX. Average cost is 125 per month.  Reviews, ratings, costs, pictures, amenities, and more.

 5 Nursing Homes in Sherman, TX (with Reviews) 

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 5 Assisted Living Facilities in Sherman, TX (with Reviews) 

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