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While&nbsp;many of the cities in this&nbsp;area of Texas&nbsp;have monthly assisted living costs&nbsp;below the state and national average, Texarkana&nbsp;boasts the lowest senior care expenses among them. According to Genworth’s&nbsp;2018 <a href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" target="_blank" data-mce-href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" rel="noopener noreferrer">Cost of Care study</a>, assisted living&nbsp;costs in&nbsp;Texarkana ($2,265) average over $1,500 less each month than the&nbsp;Texas average of $3,795 and over $800 less than nearby Longview&nbsp;($3,100), which is the second least expensive city in the region. To the west, Wichita Falls ($3,312) and the Sherman area ($3,694) also have comparatively inexpensive senior care costs, as does Waco ($3,695) to the south. For this region, only the metropolitan Dallas area ($4,350) exceeds the national average of $4,000.

Assisted Living Costs in Texarkana

The Cost of Assisted Living in Surrounding Areas

In Texarkana, senior care&nbsp;expenses&nbsp;vary moderately by the type of service required, with&nbsp;costs ranging&nbsp;from a monthly average of $4,410 for nursing home care to only $888 for adult day health services.&nbsp;At an average monthly cost of $2,265, assisted living falls in the middle of the spectrum for senior care in this region. In-home&nbsp;assistance such as homemaker services ($3,022) and home health aide visits ($3,222)&nbsp;average nearly $1,000 per month more than assisted living&nbsp;in this city but can vary in expense depending on how many hours of service are needed. Seniors should also consider costs associated with maintaining a home, including mortgage, utilities and upkeep, when weighing the expenses of residential care against in-home or day-care senior services.

Care Cost Comparison

Senior Care Cost Comparison Chart

Financial Assistance for Assisted Living in Texarkana

Texas Community Care for the Aged and Disabled Also known as Non-Medicaid Services,&nbsp;CCAD&nbsp;is administered by&nbsp;<a href="https://hhs.texas.gov/" target="_blank" data-mce-href="https://hhs.texas.gov/" rel="noopener noreferrer">Texas Health and Human Services.</a>&nbsp;This federally funded program&nbsp;aims to help state seniors at risk of nursing home placement maintain their independence by&nbsp;delivering services in an assisted living setting.&nbsp;While&nbsp;CCAD&nbsp;doesn’t cover assisted living room-and-board expenses, it&nbsp;funds the cost of care management and&nbsp;an aide to help with the activities of daily living.&nbsp; To qualify for&nbsp;CCAD, applicants must meet the following requirements: 
<li>Be a legal Texas resident</li>
<li>Have a monthly income of no more than&nbsp;$2,313 for individuals and $4,626 for married couples&nbsp;</li>
<li>Have assets of no more than $5,000 for individuals and $6,000 for married couples</li>
<li>Be disabled or functionally impaired&nbsp;with a demonstrated need for assistance with activities of daily living</li>
<li>Not be concurrently receiving similar assistance through Medicaid programs</li>
 Seniors should contact the&nbsp;<a href="http://www.capcog.org/divisions/area-agency-on-aging/ADRC" target="_blank" data-mce-href="http://www.capcog.org/divisions/area-agency-on-aging/ADRC" rel="noopener noreferrer">Capital Area&nbsp;Aging and Disability Resource Center</a>&nbsp;at (855) 937-2372 for further information and to apply.&nbsp; VA Aid and Attendance Program For eligible U.S. veterans in need of long-term residential care, the federal&nbsp;<a href="https://www.benefits.va.gov/pension/aid_attendance_housebound.asp" target="_blank" data-mce-href="https://www.benefits.va.gov/pension/aid_attendance_housebound.asp" rel="noopener noreferrer">VA Aid and Attendance Program</a>&nbsp;delivers funding to offset the costs of assisted living.&nbsp;Veterans or their surviving spouses must be 65 or older to qualify and must demonstrate a need for&nbsp;assistance with activities of daily living, although a nursing home level of care is not required.&nbsp;Individuals receiving a VA disability pension are not eligible to apply. Additional information on&nbsp;VA A&amp;A is available through the U.S. Department of Veterans Affairs at (844) 698-2311&nbsp;or at any regional&nbsp;<a href="https://www.va.gov/find-locations/?facilityType=benefits" target="_blank" data-mce-href="https://www.va.gov/find-locations/?facilityType=benefits" rel="noopener noreferrer">VA benefits office</a>. Benefits counselors can help&nbsp;eligible veterans navigate the program’s complex requirements and apply for funds.&nbsp; Assisted Living Bridge Loans Elderlife Financial Services&nbsp;provides bridge loans for seniors who need interim funding for assisted living. These loans can fund up to 24-months worth of expenses and may be ideal for seniors awaiting final approval from federal or state assistance programs. Seniors can receive the&nbsp;loan disbursement as a line of credit or a lump sum to accommodate their specific needs. Assisted living bridge loans generally have a quick turnaround time and may include up to six co-applicants, lessening the importance of individual creditworthiness and improving the overall odds of approval. Elderlife&nbsp;Financial does require information regarding anticipated permanent funding during the application process.&nbsp; Contact an&nbsp;<a href="https://elderlifefinancial.com/" target="_blank" data-mce-href="https://elderlifefinancial.com/" rel="noopener noreferrer">Elderlife&nbsp;Financial Services</a>&nbsp;representative at&nbsp;(888) 228-4500 to discuss options&nbsp;and to find out&nbsp;how to apply.

Other Financial Assistance Programs for Assisted Living

The average cost of assisted living in the city is $2,265 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on {enhancedSearch.regionCount} {tensing(Assisted Living Community | Assisted Living Communities | {enhancedSearch.regionCount})}in Texarkana and several in surrounding areas. The Cost of Senior Care in Texarkana, TX<ul><li>Assisted Living: $2,265</li><li>Nursing Home Care: $4,410</li><li>In-home Care: $3,022</li><li>Adult Day Health Services: $888</li></ul>

Assisted Living in Texarkana, TX

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Texas Medicaid provides health care benefits for low-income state residents who might otherwise go without coverage. The program emphasizes preventative services, and its comprehensive benefits include physician visits, emergency care, hospital stays, prescription medications, medical transportation and diagnostic testing. In addition, some seniors may qualify for dental,&nbsp;vision and hearing-care coverage. Most Medicaid services are&nbsp;delivered through local managed-care organizations. Applicants must be 65 years or older, make no more than $771 per month and have&nbsp;less than $2,000 in assets. Married couples should make no more than $1,057 and have less than $3,000 in assets. Individual limits apply if only one spouse is applying for benefits. No level-of-care requirement&nbsp;affects eligibility decisions. The state also offers&nbsp;<a href="https://yourtexasbenefits.hhsc.texas.gov/programs/health/disability-or-65plus/long-term-care" target="_blank" data-mce-href="https://yourtexasbenefits.hhsc.texas.gov/programs/health/disability-or-65plus/long-term-care" rel="noopener noreferrer">Medicaid for long-term care</a>&nbsp;for residents who are 65 or older and&nbsp;require 30 days or more of continuous care. Potential applicants should refer to Medicaid’s income and asset guidelines, but some exclusions apply, such as a house, vehicle, burial funds and&nbsp;specific life insurance policies.&nbsp;A <a href="https://yourtexasbenefits.com/Learn/Home" target="_blank" data-mce-href="https://yourtexasbenefits.com/Learn/Home" rel="noopener noreferrer">screening tool</a>&nbsp;is available to help applicants better understand income, asset and medical eligibility requirements&nbsp;for this program. STAR+PLUS Waiver Disabled Texans aged 65 and over who are eligible for Medicaid may also qualify for the&nbsp;STAR+PLUS Home and Community-Based Services waiver. Managed by <a href="https://hhs.texas.gov/" target="_blank" data-mce-href="https://hhs.texas.gov/" rel="noopener noreferrer">Texas Health and Human Services</a>, the&nbsp;HCBS waiver delivers health care benefits and long-term assistance through an applicant-chosen health plan, and while many of&nbsp;its benefits are designed to help seniors receive services in their own homes, the waiver may also help fund assisted living programs. Applicants who are enrolled in another Medicaid waiver program are not eligible for HCBS. To find out more about the eligibility requirements or benefits&nbsp;of Texas Medicaid or the STAR+PLUS waiver or to apply for either of these programs, interested seniors can visit&nbsp;<a href="https://yourtexasbenefits.hhsc.texas.gov/programs/health/disability-or-65plus/have-SSI" target="_blank" data-mce-href="https://yourtexasbenefits.hhsc.texas.gov/programs/health/disability-or-65plus/have-SSI" rel="noopener noreferrer">YourTexasBenefits</a>&nbsp;or call the Texas Medicaid hotline&nbsp;at (800) 252-8263 with any questions.

Medicaid in Texas

{tensing(Detailed profile of {enhancedSearch.regionCount} Assisted Living Facility | Detailed profiles of {enhancedSearch.regionCount} Assisted Living Facilities | {enhancedSearch.regionCount})}in Texarkana, TX. Average cost is 2265 per month.  Reviews, ratings, costs, pictures, amenities, and more.

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Assisted Living Resources in Texarkana

The Ark-Tex Region’s Area Agency on Aging provides the&nbsp;Texarkana senior community with valuable information, resources and referrals. Services include&nbsp;support groups, mobility assistance programs and&nbsp;benefits counseling. The agency also has a long-term care ombudsman to advocate for the rights of seniors living in&nbsp;residential care facilities.

Agencies on Aging

The Collins Senior Center offers social and recreational programs for area elders, including scheduled activities, such as armchair aerobics, line dancing and day trips to area attractions. Local health care providers also offer health screenings and education through the center. Membership isn’t required, and most activities are free of charge. An activity calendar is available upon request. Senior Health Centers Several senior health centers in the Texarkana&nbsp;area offer care that’s specifically&nbsp;tailored to meet the needs of&nbsp;its older citizens. The Wadley&nbsp;Senior Clinic treats acute and&nbsp;chronic conditions and offers services such as nutritional counseling, social work and preventative health screenings. Walk-ins and appointments are accepted. The&nbsp;CHRISTUS St. Michael Senior Health Center helps area seniors maintain good health through its resources and health care services,&nbsp;sponsoring senior wellness events and providing an on-site pharmacy and same-day appointments. Agencies on Aging The Ark-Tex Region’s Area Agency on Aging provides the&nbsp;Texarkana senior community with valuable information, resources and referrals. Services include&nbsp;support groups, mobility assistance programs and&nbsp;benefits counseling. The agency also has a long-term care ombudsman to advocate for the rights of seniors living in&nbsp;residential care facilities.

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The median cost of independent living in Texarkana for a single-occupancy apartment is $1,712/month (SeniorHomes.com - 2015). This monthly cost typically includes rent, utilities, dining, housekeeping and transportation.

Texarkana Independent Living Communities Cost

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 There are 27 independent living communities in Texarkana, TX and several independent living communities nearby. The average cost of independent living in Texarkana, TX is $1,712 per month.

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 Detailed profiles of 27 Independent Living Communities in Texarkana, TX. Average cost is 1712 per month.  Reviews, ratings, costs, pictures, amenities, and more.

 27 Independent Living Communities in Texarkana, TX (with Reviews) 

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Reviews of Texarkana Independent Living Communities

Cowhorn Creek Estates is just minutes away from metro shopping, golfing, excellent healthcare and an abundance of Texas history. You can explore the Ace of Clubs House, take in a show at the Perot Theater or visit the Texarkana Regional Arts Center. You&#39;ll love the rural feel and friendly nature of your Texarkana home, while enjoying nearby big-city conveniences.

Cowhorn Creek Estates is owned and operated by Holiday Retirement, a company in the business of providing comfort, value and security to seniors. Since 1971, we have led the industry in independent senior care, with nurturing community environments providing unrivaled service, compassion and care.

<h2>Featured Amenities</h2>

You will savor the delightful cuisine that is served three times daily in our restaurant-style dining room. All meals are prepared from scratch by our skilled chefs who use only wholesome, high-quality ingredients and make sure to accommodate individual dietary needs and preferences.

Our engaging activities calendar features a varied assortment of daily events designed to stimulate the seven dimensions of wellness: emotional, spiritual, intellectual, creative, social and vocational. From bean bag baseball to book clubs to poker games, there is always something fun happening at Cowhorn Creek Estates.

<h2>Available Services</h2>

Our friendly and efficient housekeeping staff take care of the dusting, vacuuming and linen services, which gives you more time to do what you enjoy. We also provide a shuttle service, free of charge, to take you to appointments or to run errands.

We understand that each individual is unique and that needs may change over time. Holiday does not provide any health care services. However, residents are welcome to receive services from any outside home health care provider of their choice to help them continue enjoying life at our community.

We invite you to join us at Cowhorn Creek Estates and experience quality retirement living at an affordable price.

Asher Point Independent Living of Texarkana

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 27 Assisted Living Facilities in Texarkana, TX (with Reviews) 

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