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According to&nbsp;<a href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" target="_blank" data-mce-href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" rel="noopener noreferrer">Genworth’s&nbsp;2018 Cost of Care Study</a>, monthly assisted living costs in&nbsp;Bellevue and the surrounding area are slightly higher than the national average of $4,000 and $900 less than the Washington average of $5,135. Monthly costs for assisted living are significantly higher in nearby Seattle ($5,750), while the cost of assisted living in Bellevue&nbsp;is similar to Bellingham&nbsp;($4,250).&nbsp;

Assisted Living Costs in Bellevue

Cost of Assisted Living Comparison Chart

The wide range of costs for senior care is based largely on the type of care provided, the location and what is included. In Bellevue, nursing home care is nearly double the cost of assisted living, while homemaker and home health aide services cost about $1,000 more a month than assisted living. It’s important to note that these figures for in-home services don’t include additional expenses associated with maintaining a home, such as utilities, taxes, insurance and upkeep. These costs are normally included with residential care for seniors.&nbsp; Cost of Homemaker/Home Health Aide Comparison Chart 
<li>Assisted living: $4,213</li>
<li>Homemaker services: $5,339</li>
<li>Home health aide: $5,339</li>
<li>Adult day health: $2,584</li>
<li>Nursing home care (semiprivate room): $8,091</li>

Care Cost Comparison

Cost of Homemaker/Home Health Aide Comparison Chart

Financial Assistance for Assisted Living in Bellevue

Assisted Living Bridge Loans and Reverse Mortgages Bridge loans provide up to 12 months of payments for seniors who require short-term assistance paying for assisted living. These loans, offered through Elderlife Financial Services, provide seniors with access to either a lump-sum payment or a line of credit that can be paid off once benefits are approved or the senior sells their home.&nbsp; Reverse mortgages are available for partnered seniors aged 62 or older who own their own home and one partner or spouse needs to move into an assisted living facility. These reverse mortgages allow seniors to access the equity in their home to pay for assisted living while retaining ownership of their residence as long as one spouse continues to live in the home.&nbsp; To learn more about assisted living bridge loans and reverse mortgages, contact <a href="https://elderlifefinancial.com/" target="_blank" data-mce-href="https://elderlifefinancial.com/" rel="noopener noreferrer">Elderlife Financial</a>&nbsp;at (888) 228-4500.&nbsp; Veterans Aid and Attendance Benefits and Housebound Allowance Veterans who have been honorably discharged and their surviving spouses may be eligible for benefits to cover assisted living costs through the <a href="https://www.benefits.va.gov/pension/aid_attendance_housebound.asp" target="_blank" data-mce-href="https://www.benefits.va.gov/pension/aid_attendance_housebound.asp" rel="noopener noreferrer">Aid and Attendance and Housebound Program</a>. This program is restricted to those who qualify for a VA pension, and it cannot be combined with VA disability benefits. Note that for the purposes of this program, disability does not need to be related to military service.&nbsp; The Housebound pension supplement is available to qualified applicants who have both a VA disability&nbsp;rating of 100 percent and are largely limited to their primary residence as a direct result of their permanent disability.&nbsp; The Aid and Attendance pension top-up is available to applicants who: 
<li>Are bedridden for the majority of the day due to disability or illness</li>
<li>Require a caregiver daily to assist with bathing, toileting, eating or managing a prosthetic&nbsp;device</li>
<li>Have corrected vision that is 5/200&nbsp;or less in both eyes or has visual field concentric contraction to 5 degrees or less</li>
<li>Are living in a nursing home due&nbsp;to a disability-related loss of mental or physical&nbsp;abilities</li>
 For more information about the Aid and Attendance or Household benefits pension supplement program for veterans in the State of Washington, contact the&nbsp;<a href="https://www.benefits.va.gov/stpaul/" target="_blank" data-mce-href="https://www.benefits.va.gov/stpaul/" rel="noopener noreferrer">VA St. Paul Pension Management Center</a>&nbsp;at (800) 827-1000.&nbsp;

Other Financial Assistance Programs for Assisted Living

The average cost of assisted living in the city is $4,213 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on {enhancedSearch.regionCount} {tensing(Assisted Living Community | Assisted Living Communities | {enhancedSearch.regionCount})}in Bellevue and several in surrounding areas. <ul><li>Assisted living: $4,213</li><li>Nursing home semiprivate room: $8,091</li><li>In-home care: $5,339</li><li>Adult day health services: $2,584</li></ul>

Assisted Living in Bellevue, WA

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Assisted Living Articles and Resources

Bellevue seniors aged 65 and older may qualify for Classic Medicaid coverage under <a href="https://www.hca.wa.gov/health-care-services-supports/apple-health-medicaid-coverage/aged-65-and-older-or-medicare" target="_blank" data-mce-href="https://www.hca.wa.gov/health-care-services-supports/apple-health-medicaid-coverage/aged-65-and-older-or-medicare" rel="noopener noreferrer">Washington Apple Health</a>, the state Medicare program. There are a number of coverage options available for seniors who are Medicare-eligible, including the&nbsp;<a href="https://www.hca.wa.gov/health-care-services-supports/program-administration/medicare-savings-program" target="_blank" data-mce-href="https://www.hca.wa.gov/health-care-services-supports/program-administration/medicare-savings-program" rel="noopener noreferrer">Apple Health Medicare Savings Program</a>, which provides individuals with assistance to pay Medicare premiums, coinsurance charges, co-payments and deductibles.&nbsp; Seniors aged 65 and older who have a monthly income of $1,396 or less may qualify for up to $16,752 in coverage if they meet means testing. This includes a retroactive five-year audit of assets prior to the date of their Medicaid application to prevent fraudulent claims.&nbsp; Seniors may also qualify for <a href="https://www.hca.wa.gov/health-care-services-supports/program-administration/long-term-care-partnership-information" target="_blank" data-mce-href="https://www.hca.wa.gov/health-care-services-supports/program-administration/long-term-care-partnership-information" rel="noopener noreferrer">Apple Health Long-Term Care</a>,&nbsp;which includes coverage for a range of long-term care services including nursing home care for applicants who require placement in a nursing home. Apple Health Long-Term Care also includes coverage for home-based and assisted living services for applicants who need help with two or more activities of daily living, such as grooming, dressing and light meal preparation.&nbsp; Long-term care coverage through Medicaid in Washington falls under three programs. The income limit for both the Institutional/Nursing Home Medicaid program and the Medicaid Waivers/Home and Community-Based Services is $2,313 per month for a single applicant and $4,626 for a married couple when both spouses are applying. The third long-term care coverage program, for regular Medicaid applicants who are aged, blind or disabled, has income limits of $771 per month for singles and $1,157 for married couples.&nbsp; To speak with a navigator about the Apple Health enrollment process, call the Washington Healthplanfinder at (855) 923-4633.&nbsp;

Medicaid in Washington

{tensing(Detailed profile of {enhancedSearch.regionCount} Assisted Living Facility | Detailed profiles of {enhancedSearch.regionCount} Assisted Living Facilities | {enhancedSearch.regionCount})}in Bellevue, WA. Average cost is 4500 per month.  Reviews, ratings, costs, pictures, amenities, and more.

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Assisted Living Resources in Bellevue

Bellevue&nbsp;Parks and Community Services operates a senior service center that provides a wide range of low-cost and no-cost programs for older adults. Seniors aged 60 and older can purchase a hot lunch four days a week at the center for a nominal fee, participate in weekly social groups and&nbsp;take part in escorted day trips to area casinos, festivals and restaurants.&nbsp;

Senior Centers in Bellevue

Bellevue&nbsp;is home to a multidisciplinary outpatient clinic that is part of the VA Puget Sound Health Care System. This&nbsp;VA clinic is fully handicap-accessible and includes primary care, mental health and social work services as well as assistance with prescription processing and lab services.&nbsp;

Veteran Centers and Clinics

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An explanation of retirement living costs. Visit to learn more about finding the right retirement community or to find a retirement community near you.

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An article defining Activities of Daily Living. Learn more about Senior Care by browsing our library of insightful articles or find senior care using our comprehensive directory.

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Some veteran benefits can help with assisted living costs. Discover which ones can, how to apply and how to find the ideal assisted living community for your loved one.

Veterans Benefits: A Brief Overview

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PACE Programs: Programs of All-Inclusive Care for the Elderly

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For seniors coping with dementia, one of the greatest frustrations is the inability to do those things they once loved. Activities and hobbies that used to be second nature might start to feel fuzzy or distant. This harsh reality can be discouraging for the person suffering from dementia, as well as the friend or loved one who is trying to engage them.

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Nestled amongst towering evergreen trees in the beautiful city of Redmond, Overlake Terrace is a full-service retirement community providing independent living, assisted living and memory care services to Washington seniors. Our central location offers easy access to city amenities including parks, shopping, medical facilities, the freeway and Lake Sammamish.

Overlake Terrace is owned and operated by BPM Senior Living Company, a pioneer in the senior living industry. Our commitment to honoring our residents&#39; right to choice, dignity, privacy and independence has earned us a reputation for effective and caring management.

<h2>Featured Amenities</h2>

Our elegant apartment homes come in a selection of studio, one- and two-bedroom floor plans. All apartments feature full bathrooms, draperies, ample storage space, private mailboxes and emergency call systems. Select homes also come with kitchenettes and hardwood floors. Residents may choose to live alone or with a companion.

Designed with the needs of seniors in mind, Overlake Terrace is home to a convenience store, full-service beauty salon, billiards lounge and fitness room with exercise machines. Residents may chat with friends over coffee in our 24-hour bistro, listening to music from our grand piano or enjoy a screening of their favorite films in our movie theater twice a day.

<h2>Available Services</h2>

Friendly and professional staff are on site 24 hours a day to provide assistance with life&#39;s daily activities as well as ensure our residents enjoy carefree retirement living. As part of our basic service package, we take care of the housekeeping, laundry and transportation to local destinations.

Our formal dining room serves three restaurant-style meals per day and snacks are always available. Between meals, our residents can fill their day by participating in one of our many community activities and events. From Pinochle, Bingo and Bridge to Bible study, walking groups and gardening clubs, there is always something fun to do at our community.

Overlake Terrace is a premier retirement community serving seniors in the Puget Sound area.

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<a href='/senior-living/adult-day-care/washington/bellevue'>Adult Day Care</a> and <a href='/senior-living/memory-care-facilities/washington/bellevue'>Memory Care</a>