28 Assisted Living Communities in Kitsap County, Washington

The average cost of assisted living in the county is $5,720 a month. This guide is a starting point covering the cost of assisted living care in the county, as well as financing options to pay for it. You’ll find in-depth information on 28 Assisted Living Communities in Kitsap County and several in surrounding areas.

• Assisted living: $5,720
• Nursing home semiprivate room: $9,733
• In-home care: $5,434
• Adult day health services: $1,408

According to Genworth’s 2018 Cost of Care study, assisted living costs in Kitsap County are significantly higher than the national average of $4,000 and higher than the state average of $5,135. Costs for assisting living in neighboring Seattle are similar ($5,720), bu they’re lower in most other Washington cities, such as Spokane ($4,000), Yakima ($4,500) and the state capital, Olympia ($4,250). 

Costs for senior care vary based on the type of care, the number of direct service hours and the location. High real estate values and the proximity to Seattle, which has one of the highest minimum wage rates in the nation, also impact the cost of senior care in Kitsap County. Nursing home costs are close to double the cost of assisted living in Kitsap County, while in-home services such as a homemaker or home health aide costs are marginally less than assisted living. Seniors who are comparing care costs should factor in extra expenses associated with nonresidential care such as rent, home maintenance, utilities and food that are included with residential care services.  Cost of Homemaker/Home Health Aide Comparison Chart

• Assisted living: $5,720

• Homemaker services: $5,434

• Home health aide: $5,434

• Adult day health: $1,408

• Nursing home care (semiprivate room): $9,733

Medicaid is a nationwide program that provides health coverage for qualified, low-income, low-asset applicants, including seniors, people with disabilities, children and families. It is jointly operated by federal and state governments, and all states have participated since 1982. Many states administer their own Medicaid programs, while some states contract out Medicaid management to private insurance companies. 

In the State of Washington, Medicaid is known as Apple Health. Benefits include a range of health care services, including preventative cancer screening, diabetes management and treatment of high blood pressure. 

Adults 64 and under with a monthly income from all sources of $1,384 or less automatically qualify for a maximum of $16,752 in no-cost health coverage through Apple Health. Seniors who are 65 and older may be eligible for Long-Term Services under the Categorically Needy designation if they already receive Social Security benefits and their income from all sources is less than $771 for an individual and $1,157 for a couple. Note that asset limits of $2,000 per individual and $3,000 per couple also apply, and counted assets include cash, stocks and bonds. 

For assistance with Apple Health enrollment, seniors in Kitsap County can contact a health navigator by calling the Washington Healthplanfinder at (855) 923-4633. 

A limited number of Apple Health (Medicaid) waivers are available to help low-income seniors pay for assisted living services in Washington in situations where the cost of assisted living is lower than nursing home costs. 

The Community Options Program Entry System is open to applications from seniors over the age of 65 and permanently disabled adults aged 18-64. The maximum annual income for COPES participants is $12,490, and assets are capped at $2,000; however, these limits may be waived in circumstances where the applicant has exceptionally high ongoing medical expenses. 

Note that COPES enrollment is limited to 40,000 participants statewide, and acceptance is not guaranteed. 

For more information about COPES, contact the Washington State Department of Social and Health Services at (800) 562-3022. 

Veterans Aid and Attendance VA Pension Supplement

Honorably discharged veterans and their surviving spouses who require care due to a disability may be eligible for a VA pension supplement known as Aid and Attendance. 

To qualify, applicants need to meet one or more of the following criteria: 

• Require a caregiver to provide daily assistance with personal functions such as eating, bathing, dressing and management of a prosthetic device

• Have corrected eyesight that tests at 5/200 or worse in both eyes

• Reside in a nursing home as a result of physical or mental incapacity

• Are bedridden for the majority of the time

• Have concentric contraction to 5 degrees or less of the visual field

Note that Aid and Attendance benefits are only available to applicants who are eligible for a VA pension; however, applicants who do not qualify for basic pension may become eligible under the increased rates provided through the Aid and Attendance supplement. 

Veterans Housebound VA Pension Supplement

Veterans and survivors who have a VA disability rating of 100 percent and are largely confined to their residence may qualify for the Housebound pension supplement. 

Successful applicants may receive either the Aid and Attendance or the Housebound benefits, and these benefits may not be combined. Veterans who are currently on the VA disability pension are excluded from these pension top-ups. 

To apply for either the Veterans Aid and Attendance or the Veterans Housebound VA pension supplement, contact the Seattle Regional Office of the Veterans Benefits Administration at (844) 698-2311. 

Some local church organizations, government agencies and not-for-profit groups offer support and resources geared towards seniors. Services are usually free of charge and include transportation to and from medical appointments, assistance with navigating Apple Health coverage and support for veterans.  Kitsap County Aging and Long Term Care Services
1026 Sidney Avenue, Suite 105, Port Orchard, WA 98366
(306) 337-5700 Kitsap Community Resources
845 8th Street, Bremerton, WA 98337
(360) 478-2301 Catholic Community Services
100 23rd Avenue South, Seattle, WA 98144
(253) 502-2690

Kitsap County is home to a number of resources for veterans and their families, including the Bremerton CBOC outpatient health clinic that offers preventative health care, management of chronic diseases and social work services.

Albert C. Kean American Legion Post #149
4922 Kitsap Way, Bremerton, WA 98312
(360) 373-8983

Washington State Department of Veterans Affairs
1102 Quince Street SE, PO Box 41150, Olympia, WA 98504-1150
(800) 562-2308

Bremerton CBOC
925 Adele Avenue, Bremerton, WA 98312
(360) 473-0340

Senior Homes has an extensive directory of senior living options, with care and living providers across the United States.