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Seniors in Oshkosh pay an average of $5,000 per month for assisted living, according to the&nbsp;<a href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" target="_blank" data-mce-href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" rel="noopener noreferrer">2018 Genworth Cost of Care</a>&nbsp;study. This is the highest rate of all the cities surveyed across Wisconsin, and it’s significantly more expensive than both the state ($4,300) and national ($4,000) averages. La Crosse has the lowest cost statewide at $2,638, which is almost half the price in Oshkosh. The nearby cities of Fond du Lac ($3,744) and Appleton ($4,312) are also significantly&nbsp;more affordable for assisted living, while rates in Sheboygan and Racine are only somewhat less expensive, at $4,674 and $4,888 respectively.

Assisted Living Costs in Oshkosh

The Cost of Assisted Living in Surrounding Areas

Senior care rates in Oshkosh vary depending on the category of care and other factors, such as the number of service hours provided and whether skilled services are required. Those who need 24-hour nursing home care can expect to pay about 70% more than the average monthly&nbsp;cost of&nbsp;assisted living. At first glance, in-home services from a homemaker or home health aide appear to cost about 10% less than assisted living. For a realistic cost comparison of in-home and residential care options, it’s important to add on amounts paid for regular household expenses, such as utilities, upkeep and groceries, that are typically included in assisted living facility fees.

Care Cost Comparison

Senior Care Cost Comparison Chart

Financial Assistance for Assisted Living in Oshkosh

Assisted Living Bridge Loan Making the transition to assisted living can leave seniors strapped for cash while waiting for government benefits to begin or the sale of a home or other assets. Seniors who need a short-term source of funds to pay for facility entrance fees, monthly rent and care costs should consider applying for a bridge loan through&nbsp;Elderlife Financial. These loans have a maximum term of 12 months and are structured as a line of credit with interest-only monthly payments. There are no upfront fees or out-of-pocket costs, and up to six family members can share the application to increase the likelihood of approval. Seniors can complete a bridge loan&nbsp;<a href="https://elderlifefinancial.com/loc/" target="_blank" data-mce-href="https://elderlifefinancial.com/loc/" rel="noopener noreferrer">application online</a>&nbsp;or call <a href="https://elderlifefinancial.com/" target="_blank" data-mce-href="https://elderlifefinancial.com/" rel="noopener noreferrer">Elderlife Financial Services</a>&nbsp;at (888) 228-4500 to learn more or apply by phone. State Supplemental Security Income Oshkosh residents aged 65 and over who qualify for <a href="https://www.ssa.gov/ssi/" target="_blank" data-mce-href="https://www.ssa.gov/ssi/" rel="noopener noreferrer">Supplemental Security Income</a> benefits are also eligible for a supplemental payment from the Wisconsin Department of Health Services. These extra funds are added to a person’s monthly federal&nbsp;SSI benefit check and may be used to pay care-related expenses not covered by Medicaid, such as assisted living room and board. The maximum benefit available is $179.77 per month, but the amount received may be less depending on an applicant’s living arrangement and income. Seniors can apply for both federal and state SSI benefits by calling the <a href="https://www.ssa.gov/ssi/text-apply-ussi.htm" target="_blank" data-mce-href="https://www.ssa.gov/ssi/text-apply-ussi.htm" rel="noopener noreferrer">Social Security Administration</a> at (800) 772-1213.

Other Financial Assistance Programs for Assisted Living

The average cost of assisted living in the city is $5,000 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on {enhancedSearch.regionCount} {tensing(Assisted Living Community | Assisted Living Communities | {enhancedSearch.regionCount})}in Oshkosh and several in surrounding areas. The Cost of Senior Care in Oshkosh, WI<ul><li>Assisted Living: $5,000</li><li>Nursing Home Care: $8,486</li><li>In-home Care: $4,481</li><li>Adult Day Health Services: N/A</li></ul>

Assisted Living in Oshkosh, WI

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Assisted Living Articles and Resources

<a href="https://www.dhs.wisconsin.gov/medicaid/index.htm" target="_blank" data-mce-href="https://www.dhs.wisconsin.gov/medicaid/index.htm" rel="noopener noreferrer">Wisconsin Medicaid</a> operates within the framework of the federal <a href="https://www.medicaid.gov/" target="_blank" data-mce-href="https://www.medicaid.gov/" rel="noopener noreferrer">Medicaid program</a>, which delivers health care coverage to one&nbsp;in five Americans. Over 900,000 Wisconsin residents receive low-cost or free medical and long-term care services through the program. To qualify for coverage, Oshkosh residents must: <ul>
<li>Be a U.S. citizen or qualified immigrant</li>
<li>Be aged 65 or older, or disabled if younger</li>
<li>Have an income of $2,313 or less per month</li>
<li>Have a maximum of $2,000 in assets</li>
</ul> It’s important to note that all types of income count toward the limit, including wages, Social Security and VA benefits, pension payments, rental income, IRA withdrawals and investment dividends.&nbsp;Several asset types don’t count, such as a primary residence valued at less than $858,000, household and personal effects, one vehicle and burial plots. The state program offers a Medicaid deductible plan that may help over-income seniors with high medical expenses qualify for coverage. A deductible is determined by reducing an applicant’s income by the program’s current income limit (presently $591.67). Once this amount is spent on medical expenses, the applicant becomes eligible for Medicaid coverage for a period of six months. Oshkosh residents can <a href="https://access.wisconsin.gov/access/accessController?id=0.07556040398839259" target="_blank" data-mce-href="https://access.wisconsin.gov/access/accessController?id=0.07556040398839259" rel="noopener noreferrer">apply for Medicaid</a> coverage online or call&nbsp;<a href="https://access.wisconsin.gov/" target="_blank" data-mce-href="https://access.wisconsin.gov/" rel="noopener noreferrer">Wisconsin Access</a> member services at (800) 362-3002 to learn more or receive help submitting an application. In an effort to reduce the number of nursing home admissions and the overall cost of long-term care, Wisconsin Medicaid offers two waiver programs that cover a variety of services and supports for Medicaid-eligible seniors wishing to remain in the community. Include, Respect, I Self-Direct Waiver The&nbsp;<a href="https://www.dhs.wisconsin.gov/iris/index.htm" target="_blank" data-mce-href="https://www.dhs.wisconsin.gov/iris/index.htm" rel="noopener noreferrer">IRIS waiver</a>&nbsp;program is designed to give eligible seniors and disabled adults the ability to make choices about their long-term care goals and where they live. The program provides the services of a case manager to help enrollees develop their own services and supports plan and matching budget. Participants can use their budgeted funds to pay for goods and services of their choosing. These might include: <ul>
<li>Nursing services</li>
<li>Residential care</li>
<li>Prepared meals</li>
<li>Assistance with personal care</li>
<li>Medical equipment and supplies</li>
<li>Assistive technology</li>
<li>Nonmedical transportation</li>
</ul> To qualify for the IRIS program, applicants must be aged 64 or younger and disabled or over age 65 and in need of a nursing facility level of care. Family Care&nbsp;Waiver The&nbsp;<a href="https://www.dhs.wisconsin.gov/familycare/index.htm" target="_blank" data-mce-href="https://www.dhs.wisconsin.gov/familycare/index.htm" rel="noopener noreferrer">Family Care waiver</a>&nbsp;enrolls qualified seniors with a managed care organization to develop a medical and long-term care plan tailored to their&nbsp;specific needs. The program allows seniors to receive services where they live, such as&nbsp;a community-based residential care facility. Covered supports and services can include: <ul>
<li>Care coordination</li>
<li>Assistance with activities of daily living</li>
<li>Residential services</li>
<li>Medical transportation</li>
<li>Physical and speech therapy</li>
<li>Durable medical equipment</li>
<li>Adaptive aids</li>
<li>Necessary supplies</li>
<li>Skilled nursing care</li>
<li>Transitional assistance</li>
</ul> To qualify for the Family Care program, applicants must be 65 or older or 64 or younger and disabled. They must also be assessed as needing daily assistance to maintain their independence and avoid admission to a nursing home. To learn more about the IRIS or Family Care waiver programs or to apply, seniors can contact the&nbsp;<a href="http://www.gwaar.org/" target="_blank" data-mce-href="http://www.gwaar.org/" rel="noopener noreferrer">Greater Wisconsin Agency on Aging</a>&nbsp;at (608) 243-5670.

Medicaid in Wisconsin

{tensing(Detailed profile of {enhancedSearch.regionCount} Assisted Living Facility | Detailed profiles of {enhancedSearch.regionCount} Assisted Living Facilities | {enhancedSearch.regionCount})}in Oshkosh, WI. Average cost is 5000 per month.  Reviews, ratings, costs, pictures, amenities, and more.

{tensing({enhancedSearch.regionCount} Assisted Living Facility | {enhancedSearch.regionCount} Assisted Living Facilities | {enhancedSearch.regionCount})}in Oshkosh, WI (with Reviews) 

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Assisted Living Resources in Oshkosh

Oshkosh senior veterans can obtain information and help filing for disability pensions, the Aid and Attendance program, survivor benefits and other service-related entitlements at the Winnebago County Veterans Services office. The VA Outpatient Clinic in nearby Appleton provides vital medical services, including primary care, lab and radiology services, mental health care and referrals to specialist care in Green Bay and Milwaukee.

Veterans Resources

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An explanation of retirement living costs. Visit to learn more about finding the right retirement community or to find a retirement community near you.

Discover the typical cost of living in a retirement community, what&#39;s included in the cost of a retirement communities and what to expect in various types of retirement communities.

The Cost of Living in a Retirement Community

An article defining Activities of Daily Living. Learn more about Senior Care by browsing our library of insightful articles or find senior care using our comprehensive directory.

Learn about activities of daily living, how ADLs are assessed and what the results can mean if you&#39;re considering long-term care for yourself or a loved one.

A brief overview of veterans benefits, what they offer, and how to learn more about them.

Some veteran benefits can help with assisted living costs. Discover which ones can, how to apply and how to find the ideal assisted living community for your loved one.

Veterans Benefits: A Brief Overview

Veterans Benefits

Learn more about the pros and cons of buying long-term insurance and how to use it to pay for senior care.

Learn about long-term care insurance for seniors, what services are covered, who is eligible, its benefits, how to sign up, and viable alternatives to this policy.

Long-Term Insurance: Planning for Your Future

Life insurance can be a powerful financial retirement tool if used properly. Learn how.

A life settlement from life insurance provides financial freedom for retirees. Discover how life settlements work, how much you&rsquo;ll get, eligibility requirements, and more.

Financing Your Retirement with Life Insurance

An article explaining what PACE Programs are. Learn more about PACE Programs or search our nationwide directory to find home care near you.

The Program of All-Inclusive Care for the Elderly (PACE) combines all the services offered by Medicare and Medicaid. Learn more about the program, eligibility, and how to apply for PACE.

PACE Programs: Programs of All-Inclusive Care for the Elderly

As the population ages and Baby Boomers face the realities of paying for care for their parents and for themselves, it becomes clear that the biggest hurdle to senior care is paying for it.

Learn about the cost of long-term care and ways you can pay for care, including Medicaid, VA benefits and the PACE program, in this guide for older adults.

Paying for Long-Term Care: How to Overcome this Costly Hurdle to Safeguard Your Future

Paying for Long-Term Care: An Overview

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From saving money to avoiding household chores, there are dozens of great reasons to downsize. Read our free guide for tips on navigating the process.

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memory-care

For seniors coping with dementia, one of the greatest frustrations is the inability to do those things they once loved. Activities and hobbies that used to be second nature might start to feel fuzzy or distant. This harsh reality can be discouraging for the person suffering from dementia, as well as the friend or loved one who is trying to engage them.

Learn about the benefits of activities for people with dementia and find a list of dementia-friendly things to do in this comprehensive guide.

Activities To Do With Seniors Who Have Dementia

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The median cost of nursing homes in Oshkosh for a single-occupancy apartment is $10,022/month (Genworth - 2021). This monthly cost typically includes rent, utilities, dining, housekeeping and transportation.

Oshkosh Nursing Homes Cost

 There are 7 nursing homes in Oshkosh, WI and several nursing homes nearby. The average cost of nursing homes in Oshkosh, WI is $257 per month.

Oshkosh Nursing Homes

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 Detailed profiles of 7 Nursing Homes in Oshkosh, WI. Average cost is 257 per month.  Reviews, ratings, costs, pictures, amenities, and more.

 7 Nursing Homes in Oshkosh, WI (with Reviews) 

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Located only minutes away from a growing downtown that features local dining spots, boutique shops and world-class medical facilities, Lakeshore Manor offers excellent dementia care services. Sitting on the banks of the Fox River in Oshkosh, our community is surrounded by well-manicured grounds and beautiful gardens that are enjoyable to walk through and relax in.

Lakeshore Manor is operated by Senior Lifestyle Corporation. Since 1985, Senior Lifestyle Corporation has been creating premier retirement communities and innovative programs to help each senior residing with us enjoy a more fulfilling and healthy life.

<h2>Featured Amenities</h2>

Seniors residing at our community enjoy accommodations that come in studio, one- and two-bedroom floor plans. Each is equipped with walk-in showers, kitchenettes, private bathrooms and emergency call systems. Outside, our sensory gardens and walking paths are secured, so residents can enjoy themselves outdoors without the risk of wandering or getting lost.

Daily meals are served restaurant-style in our community dining room, with each meal carefully crafted by our chef. Relaxing common areas can be found throughout our community, and community spaces are filled with lots of natural light.

<h2>Available Services</h2>

To help ensure that time spent at our community is as relaxing as possible, all residences at Lakeshore Manor receive weekly housekeeping and linen services. We also gladly provide scheduled transportation services when residents need to reach a personal appointment.

As a community that provides memory care, each of our residents receives specialized services that are individually customized services in a therapeutic environment. We focus on providing innovative solutions to meet the physical, spiritual, emotional and dietary needs of each resident. Assistance with daily tasks can be provided, including help with ambulation, medication management, dressing and other activities.

Lakeshore Manor community offers a supportive environment for seniors in need of dementia care.

Lakeshore Manor

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