6 Assisted Living Communities in Cameron Park, California

The average cost of assisted living in the city is $4,473 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 6 Assisted Living Communities in Cameron Park and several in surrounding areas. The Cost of Senior Care in Cameron Park, CA

• Assisted Living: $4,473
• Nursing Home Care: $8,517
• In-home Care: $4,767
• Adult Day Health Services: $1,733

As stated in Genworth’s 2018 Cost of Care study, the average cost of assisted living in Cameron Park is $4,473 per month. While significantly higher than the national average of $4,000, this is still slightly lower than the California state average of $4,500 per month. Cameron Park’s cost of assisted living is much more expensive than in the nearby areas of Yuba City ($3,679), Stockton ($3,500) and Modesto ($3,200). 

Note: Senior care cost data wasn’t available for Cameron Park, so data for the closest city, Sacramento, was used.

Similar to many U.S. cities, the cost of assisted living in Cameron Park is nearly 50% less than the around-the-clock skilled care provided in a nursing home. Although closer in cost, it’s also slightly less expensive than the monthly average cost of homemaker services ($4,767) and a home health aide ($4,957) in the city. These types of at-home health care don’t include the costs of additional living expenses, such as rent or mortgage, utilities, meals and home maintenance. Adult day health, where seniors visit a facility to socialize and receive care during daytime hours, is Cameron Park’s least expensive care type at an average cost of $1,733 per month.

 

Medi-Cal is the California Medicaid program providing services and essential health benefits to certain low-income seniors, pregnant women, families with children and people with disabilities. As a public health insurance option, services for seniors include wellness programs, chronic disease management, hospitalization and doctors visits, physical therapy, prescription drugs and mental health treatment.

To be eligible for Medi-Cal services and benefits, seniors must be either blind, disabled or at least 65 years old and meet the following income and asset requirements:

 

 

• Earn under $16,395 per year as an individual or under $22,108 as a married couple
• Have no more than $2,000 in assets for an individual or $3,000 in assets for a married couple, excluding furnishings, personal items, one vehicle and primary home

 

Seniors may also qualify for Medi-Cal if they:

 

 

 

 

• Receive Supplemental Security Income
• Reside in a nursing home or intermediate care facility
• Are enrolled in a refugee assistance program
• Are in need of cervical and/or breast cancer treatment as indicated by proper screening

 

For more information about Medi-Cal, call (800) 541-5555 or apply online. 

Seniors enrolled in Medi-Cal may also benefit from one of two waivers: the Multipurpose Senior Services program and the Assisted Living waiver. It should be noted that these waivers are not entitlement programs, so individuals who qualify may be placed on a waiting list to receive services.

Multipurpose Senior Services Program

The Multipurpose Senior Services program is provided through the federal Home and Community-Based Medicaid waiver, and Medi-Cal members aged 65 and older may be eligible to participate in MSSP if they’re certified as requiring nursing facility level of care. MSSP provides services to seniors with the aim of delaying or preventing entry into a nursing home facility, and they can include personal care assistance, counseling, care management through a team of social workers and nurses, transportation services, home modifications and respite for caregivers.

El Dorado County residents can find out more about  MSSP by calling (530) 621-6278.

Assisted Living Waiver

The Medi-Cal Assisted Living waiver provides transition services for seniors, helping them move to a residential care facility or public subsidized housing from a nursing home. While participants are required to pay for their own room and board, the cost is discounted to $1,039.37 for those who receive an SSI of $1,173.37 and $1,059.37 for individuals with an income of $1,193.37 or higher. Covered services include skilled nursing care, meals, transportation and housekeeping services.

Cameron Park residents must be willing to move to an assisted living facility in one of the following California counties to receive services: Alameda, Contra Costa, Fresno, Kern, Los Angeles, Orange, Riverside, Sacramento, San Bernardino, San Diego, San Francisco, San Joaquin, San Mateo, Santa Clara and Sonoma.

Additionally, Medi-Cal members hoping to enroll in the ALW must first work with a Care Coordination Agency to undergo an assessment of care needs. 

 

 

Veterans Aid and Attendance and Housebound Benefits

For veterans and their surviving spouses in Cameron Park, financial assistance may be available on top of their regular monthly pension through one of two programs.

The Aid and Attendance Program is available to seniors over age 65 who earn an annual income of less than $22,577 as an individual or $26,765 with a spouse or one or more dependents. Assets must also be kept below $126,000, not counting the participant’s vehicles or primary home. 

Additionally, vets or surviving spouses must be one of the following:

 

 

• Bedridden
• A patient in a nursing home due to mental or physical disability
• Legally blind with corrected vision of 5/200 or less 
• In need of a caregiver to assist with feeding, dressing, bathing and other activities of daily living




• The Housebound Program is alternatively available to vets and surviving spouses whose permanent disability keeps them confined to their home.
  
  Those interested in applying should compile a report that includes information on their daily activities, abilities and impairments and level of mobility and send it to the St. Paul VA Regional Office. Seniors can also call their local benefit office at (530) 621-5892 for assistance and more information.

 

 

The El Dorado County Area Agency on Aging administers programs for seniors age 60 and older. These programs include an ombudsman program, legal assistance, counseling services, Alzheimer’s support, activities and trips. El Dorado County Area Agency on Aging – Placerville
937 Spring Street, Placerville, CA 95667
(530) 621-6150 El Dorado County Area Agency on Aging – South Lake Tahoe
1360 Johnson Blvd., Ste. 103, South Lake Tahoe, CA 96150
(530) 573-3490

The El Dorado County Department of Veteran Affairs helps local veterans obtain entitlements through assistance with filing for pension, disability payments and other allowances. The department also provides information on loans, life insurance and burial programs.

El Dorado County Veteran Affairs
130 Placerville Drive, Suite B, Placerville, CA 95667   
(530) 621-5892

Senior Homes has an extensive directory of senior living options, with care and living providers across the United States.