Assisted Living in San Francisco County, CA

Assisted Living in South San Francisco, CA

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San Francisco, along with San Jose, has the highest average monthly assisted living costs in the state according to the <a href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" target="_blank" data-mce-href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" rel="noopener noreferrer">Genworth 2018 Cost of Care Study</a>. Assisted living costs in the city are $1,500 higher than the national average and $1,000 higher than the state average. When compared with other major cities such as Los&nbsp;Angeles&nbsp;($4,500) and Sacramento ($4,473), assisted living in San Francisco is substantially more expensive, and the same can be said for small cities throughout California, such as Bakersfield ($3,150) and Madera ($3,323).&nbsp;

Assisted Living Costs in San Francisco

Cost of Assisted Living Comparison Chart

The type of care is the biggest factor in determining the average cost per month, and in San Francisco, this is particularly evident. The average monthly cost of nursing care in the city is nearly $4,000 higher than the cost of assisted living. Although home care services are only a little more expensive than assisted living, those who choose to continue living at home have to account for additional costs such as rent, food and utilities, all of which are usually included in the cost of assisted living.&nbsp; Cost of Homemaker/Home Health Aide Comparison Chart 
<li>Assisted living: $5,500</li>
<li>Homemaker services: $5,625</li>
<li>Home health aide: $5,625</li>
<li>Adult day health: $1,733</li>
<li>Nursing home care (semiprivate room): $9,148</li>

Care Cost Comparison

Cost of Homemaker/Home Health Aide Comparison Chart

Financial Assistance for Assisted Living in San Francisco

State Supplemental Payment Seniors who receive Supplemental Security Income&nbsp;have the option to apply for California’s state supplemental payment. This payment is intended to top-up SSI&nbsp;payments and provides seniors with additional cash to pay for necessities such as room and board in assisted living facilities. The senior’s income determines the benefit amount, which has a maximum of $160.72 a month.&nbsp; The financial eligibility requirements of this benefit change often, so it’s best for seniors who are interested in applying to contact their local Social Security office in person or call (800) 772-1213. Long-Term Care Insurance Seniors who hold a <a href="http://www.insurance.ca.gov/01-consumers/105-type/7-ltc/" target="_blank" data-mce-href="http://www.insurance.ca.gov/01-consumers/105-type/7-ltc/" rel="noopener noreferrer">long-term care insurance</a>&nbsp;policy are covered for their annual care costs in assisted living and nursing care homes by their insurance providers. Typically, the policyholder must pay a yearly deductible. While eligibility and policy terms vary depending on the plan and provider, most insurance companies won’t offer policies to those who are already in poor health and require daily care. The amount of coverage purchased,&nbsp;as well as the policyholder’s age and health history,&nbsp;&nbsp;generally determine&nbsp;premiums. Elderlife Bridge Loan <a href="https://elderlifefinancial.com/loc/" target="_blank" data-mce-href="https://elderlifefinancial.com/loc/" rel="noopener noreferrer">Elderlife&nbsp;Financial Services</a>&nbsp;provides seniors who are ineligible for Medicaid and other government assistance programs with access to temporary funds to pay for the cost of assisted living or nursing home care. Bridge loans are paid to the senior’s&nbsp;care facility directly and are repaid by the senior in monthly installments. Elderlife&nbsp;Financial Services offers flexible loan terms and low interest rates.&nbsp; Eligibility is dependent on several factors, particularly, credit history and income. Seniors who don’t qualify on their own may include up to six cosigners on their loan, which may increase the likelihood of approval and reduce monthly payments. Seniors can apply for a bridge loan online or by calling (888) 228-4500.

Other Financial Assistance Programs for Assisted Living

The average cost of assisted living in the city is $5,500 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on {enhancedSearch.regionCount} {tensing(Assisted Living Community | Assisted Living Communities | {enhancedSearch.regionCount})}in San Francisco and several in surrounding areas. <ul><li>Assisted living: $5,500</li><li>Nursing home semiprivate room: $9,148</li><li>In-home care: $5,625</li><li>Adult day health services: $1,733</li></ul>

Assisted Living in San Francisco, CA

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California’s Medicaid Managed Care Program is called&nbsp;Medi-Cal. The program provides financial assistance and services to seniors who reside in assisted living facilities under one of two waivers: The Assisted Living Waiver and the Multipurpose Senior Services Program.&nbsp; To be eligible for these waiver programs, seniors must be at least 65 years of age and require daily nursing care. They must also be able to live safely within an assisted living community. Financial eligibility requirements stipulate that individuals may not earn more than $1,242 per month and may not own more than $2,000 in assets. Couples may not earn more than $1,682 per month and may not own more than $3,000 in assets.&nbsp; Assisted Living Waiver For those who reside in an assisted living facility, the&nbsp;<a href="https://www.dhcs.ca.gov/services/ltc/pages/assistedlivingwaiver.aspx" target="_blank" data-mce-href="https://www.dhcs.ca.gov/services/ltc/pages/assistedlivingwaiver.aspx" rel="noopener noreferrer">Assisted Living Waiver</a> is their best chance at receiving Medicaid assistance. This waiver helps seniors who require regular nursing care yet choose to continue living in an assisted living facility. It covers the cost of services in an assisted living facility as well as additional support services such as nonmedical transportation, nurse visits and case management.&nbsp; To apply for this program, seniors can&nbsp;contact their&nbsp;<a href="https://www.dhcs.ca.gov/services/ltc/Documents/Care-Coordination-Agencies-2018.pdf" target="_blank" data-mce-href="https://www.dhcs.ca.gov/services/ltc/Documents/Care-Coordination-Agencies-2018.pdf" rel="noopener noreferrer">nearest care coordination agency</a>&nbsp;in person or by telephone.&nbsp; Multipurpose Senior Services Program California’s <a href="https://www.dhcs.ca.gov/services/medi-cal/Pages/MSSPMedi-CalWaiver.aspx#services" target="_blank" data-mce-href="https://www.dhcs.ca.gov/services/medi-cal/Pages/MSSPMedi-CalWaiver.aspx#services" rel="noopener noreferrer">Multipurpose Senior Services program</a>&nbsp;is a waiver program that’s managed under the Medi-Cal Managed Care Program. MSSP&nbsp;was created to decrease the load on the Medicaid system in the state by reducing the number of seniors who require care in nursing homes, which in California are quite expensive. Seniors who participate in this program are generally those who need a nursing level of care but prefer to continue living at home or in an assisted living facility. The program may provide a number of services in addition to assisted living or home care such as nurse visits, occupational or physical therapy, nonmedical transportation and adult companions. The MSSP&nbsp;only accepts 12,000 participants at one time, so there’s usually a waiting list.&nbsp; To apply for the MSSP, seniors can contact&nbsp;the&nbsp;<a href="https://www.dhcs.ca.gov/Pages/contact_us.aspx" target="_blank" data-mce-href="https://www.dhcs.ca.gov/Pages/contact_us.aspx" rel="noopener noreferrer">California Department of Health Care Services</a>&nbsp;at (415) 206-5317.&nbsp;

Medicaid in California

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Senior advocates provide a range of services designed to protect seniors’ best interests. Services may include benefits assistance, support groups and community resource facilitation.&nbsp;

Senior Advocacy Programs

The city of San Francisco’s Recreation and Parks Department offers a variety of workshops, classes and social programs to entertain the city’s elderly population. San Francisco residents generally receive program discounts.

Active Senior Programs

Senior centers act as a local gathering place for individuals over 55 years of age. They usually provide a range of programming that may include congregate meals, fitness classes, day trips and social activities.

Senior Community Centers

Many seniors are eligible for financial assistance and medical benefits from Veterans Affairs. Eligible seniors can access health care at VA medical clinics.

Veterans Affairs

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Refund Plans: Declining Balance over 5 yrs. with priority access to Assisted Living on discounted Fee-For-Service basis.

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Located in a historical Julia Morgan designed building overlooking the picturesque yacht marina in San Francisco's Bay area is Heritage on the Marina. The affluent marina area is home to major tourist attractions such as Lands End, which seniors visit on their scheduled weekly outings. Residents can enjoy the health benefits of coastal living and the convenience of being located close to restaurants, theaters, museums, shops and medical facilities.&nbsp;Heritage on the Marina offers independent and assisted living in an environment home to only 110 seniors, who benefit from highly personalized care. There is also an on-site health care center offering a skilled nursing facility for seniors. Nurturing staff are available 24/7 to assist with medication management and daily tasks, such as dressing, grooming and mobility. An emergency call system is available in each apartment.Seniors can participate in classes, such as tai chi and yoga, and design an exercise program suited to their fitness needs. A popular activity is wine receptions and special events hosted in the dining area, intended to encourage socializing. Amenities include on-site speech, occupational and physical therapists and a memory care program for mild cognitive impairment. There is also a transportation service.&nbsp;

Heritage on the Marina

The best of California living with waterfront views, gorgeous weather and numerous places to explore await you at Cardinal Point. At our continuing care retirement community, you will find yourself amongst other active seniors who enjoy wine tastings or visits to the Frank Bette Center for the Arts to see the latest art exhibit. Every day you will feel as though you are living in a five-star hotel because of our community&#39;s elegant design and exemplary services.

<h2>Featured Amenities</h2>

With our numerous amenities and services, you can create a different lifestyle each day at our community. A night of fine dining in the elegant dining room, an alfresco lunch by the pool, or casual dining with friends in the Bistro are all possible. You can spend the morning at the on-site pet park with your dog followed by an afternoon of pampering in the day spa.

Whether you want a cozy studio or a luxurious two-bedroom apartment, at Cardinal Point, you will find a floor plan that fits your lifestyle. Our apartments have either a private patio or balcony and, depending upon the floor plan, may include a kitchen and washer/dryer. Maintenance services, housekeeping and all utilities except for telephone are included in the monthly fee. We also offer a Income Qualified Program for future residents who have a gross income of $32,750 or less.

<h2>Available Services</h2>

Each day you can enjoy a continental breakfast, followed by joining in the educational, social and recreation programs held around the community. Since you are busy having fun, our on-site concierge can handle any package deliveries or make travel arrangements. For an additional fee, we also offer pet care and personal laundry services.

To provide for your future health care needs, we have an on-site Wellness Center where you can receive periodic health screenings or assessments as needed. Our trained staff also provide assisted living services in the privacy of your home, so you won&#39;t have to leave home as your health care needs evolve.

At Cardinal Point, we offer all the amenities and services you need to create the five-star lifestyle you have always imagined.

Cardinal Point

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