7 Assisted Living Communities in Hudson, Florida

The average cost of assisted living in the city is $3,250 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You'll find in-depth information in X assisted living facilities in Hudson and 30 in surrounding areas.

The Cost of Senior Care in Hudson, FL

• Assisted Living: $3,250
• Nursing Home Care: $8,319
• In-home Care: $3,718
• Adult Day Health Services: $1,907

Genworth’s 2018 Cost of Care study looked at senior care costs in thousands of areas across the country. The study shows the average monthly assisted living costs in Hudson are lower than the state ($3,500) and national ($4,000) averages.

When compared to other areas along Florida’s west coast, prices for assisted living are higher in Punta Gorda ($3,400), North Port ($3,874) and Cape Coral ($4,000), while prices are lower to the east of Hudson in Lakeland ($2,808). 

Note: Senior care cost data wasn’t available for Hudson, so data for the closest city, Tampa, was used.

The wide price range for senior care reflects the major differences in the type of care and number of hours of service provided each week. Adult day health care services are the least expensive senior care option since care is provided in a group setting for six to eight hours on weekdays only. By comparison, nursing home care costs more than double what all other types of senior care do in Hudson because it provides seniors with around-the-clock skilled nursing care in a licensed residential setting. In Hudson, 44 hours of weekly homemaker or home health aide service costs more than assisted living, and unlike assisted living, in-home senior care prices don’t include ongoing household expenses such as HOA fees, home maintenance, utilities and groceries. 

 

Approximately 3,280,000 low-income Florida residents receive free health care coverage through Medicaid, the nationwide health insurance program for Americans who would otherwise be left without access to health care. Funding for Medicaid is provided by the federal and state governments, and nearly two-thirds of Florida’s Medicaid expenditures go towards services for seniors and the disabled. 

Medicaid eligibility is based on the income and countable assets of each applicant. Florida seniors who already receive Supplemental Security Income benefits are prequalified for Medicaid, and they only need to complete an additional Medicaid screening if they require Medicaid funding for long-term residential care services. 

Statewide Medicaid Managed Care Long-Term Care Program

Low-income seniors age 65 and older who require the type of care that’s normally provided in a nursing home may be eligible to receive additional care services and support within an assisted living setting through the Statewide Medicaid Managed Care Long-Term Care program. 

In order to qualify for long-term care services under the SMMC LTC, seniors must earn under $2,313 per month when applying as an individual or under $4,626 per month when applying with a spouse. This income limit is set at three times the SSI monthly limit and is subject to change annually. 

Medicaid asset limits are $2,000 per individual and $3,000 for a couple. Countable assets include the cash value of any life insurance policies worth $1,500 or more, stocks and bonds, cash and any real estate other than the applicant’s principal residence. 

Assets that aren’t counted towards the Medicaid asset limits include the home of the applicant or applicants valued at up to $585,000, irrevocable prepaid burial contracts, personal belongings and one vehicle. 

In accordance with federal law, seniors who meet the financial requirements for the SMMC LTC must also be assessed by a registered nurse or designated assessor through the Comprehensive Assessment and Review for Long-Term Care Program. 

To request a CARES assessment, seniors need to apply to the Institutional Care Program. The assessment is reviewed by a physician or registered nurse to determine the least restrictive placement that meets the applicant’s medical needs. Seniors accepted into the SMMC LTC may be provided with one or more of the following services within an assisted living environment: 

• An adult companion
• Intermittent and skilled nursing
• Medication management and administration
• Transportation
• A personal emergency response device
• Adult day health care
• Physical therapy
• Personal care
• Nutritional assessment

Note: Florida is an income-cap state, therefore Medicaid applicants whose earnings exceed the qualifying income limits cannot achieve Medicaid eligibility by using their excess income to pay for health care services.

To apply for Medicaid or to learn more about the SMMC LTC program, contact ACCESS Florida at (866) 762-2237. To request a CARES assessment, contact the Department of Elder Affairs at (727) 376-7152.  

Assisted Living Bridge Loans

Seniors who need access to cash to finance a move into assisted living or pay out-of-pocket assisted living costs while waiting for their benefits to become available may qualify for an assisted living bridge loan from Elderlife Financial. 

Available in terms up to 12 months with interest-only monthly payments and structured as a line of credit, seniors can apply for a bridge loan online or over the phone. There are no application fees, and credit approval usually occurs in less than 24 hours for qualified borrowers. 

Funds from the loan are sent directly to the assisted living facility each month, and interest is only charged on the amount drawn from the loan. There’s no prepayment penalty, and borrowers can pay off and close the loan at any time. 

To learn more, contact Elderlife Financial Lending at (888) 228-4500. 

Optional State Supplementation

Florida seniors who live in an assisted living facility and receive SSI benefits are eligible for additional funding towards their room and board costs through the Florida Optional State Supplementation program. 

This program provides up to $78.40 per month for individuals and up to $156.80 per couple in SSI top-up funding. 

For more information, contact the U.S. Social Security Administration at (800) 772-1213. 

Seniors in Hudson are welcome to visit the CARES Senior Center, where they can participate in weekly yoga lessons, join a crafters’ group and enjoy line dancing. The center also offers free biweekly legal clinics and hosts free hearing clinics where seniors can have their hearing aids serviced. 

As residents of Pasco County, seniors in Hudson can also visit any of the six county senior centers. Every senior center in Pasco County provides free lunchtime meals to all seniors 60 and older, regardless of income. Hudson seniors over the age of 65 also qualify for half-price fares on county public transit buses, and seniors with mobility issues can use the local paratransit service. 

CARES Rao Musunuru M.D. Enrichment Center
12417 Clock Tower Pkwy, Hudson, FL 34687
(727) 863-6868

Pasco County Senior Services – Senior Centers 
8600 Galen Wilson Blvd, Port Richey, FL 34668
(727) 834-3340

Pasco County Public Transportation and Paratransit
8620 Galen Wilson Blvd, Port Richey, FL 34668
(727) 834-3322

Veterans can access VA outpatient health care services at the New Port Richey OPC, and comprehensive inpatient services are available at the James A. Haley Veterans’ Hospital in nearby Tampa. Assistance with VA claims and benefits, including the VA Aid and Attendance and Housebound Benefit, are available through Pasco County Veterans Services. 

New Port Richey OPC
9912 Little Rd, New Port Richey, FL 34654-3419
(727) 869-4100

Pasco County Veterans Services
8620 Galen Wilson Blvd, Port Richey, FL 34668
(727) 834-3282

Senior Homes has an extensive directory of senior living options, with care and living providers across the United States.