9 Assisted Living Communities in Salisbury, Maryland

The average cost of assisted living in the city is $5,315 per month month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 9 Assisted Living Communities in Salisbury and several in surrounding areas. The Cost of Senior Care in Salisbury, MD

• Assisted Living: $5,315
• Nursing Home Care: $9,733
• In-home Care: $3,813
• Adult Day Health Services: $1,681

At $5,315 per month, Genworth’s 2018 Cost of Care Survey reveals Salisbury’s average cost of assisted living to be significantly higher than most of Maryland where the state average is $4,673. Only costs in the California area are higher at $5,900 per month. Otherwise, seniors in Salisbury pay more for assisted living than those in the Hagerstown area ($5,045), the Baltimore area ($4,250) and Cumberland ($3,650). In nearby out-of-state cities, seniors pay more in Dover, Delaware, ($5,418) but less in the Virginia Beach area ($4,676).

Senior care costs vary widely in Salisbury depending on the type of care received. Starting at the low end, part-time care administered at an adult day health center costs $1,681 on average. This is followed by homemaker services ($3,813) and home health aides ($4,195). These costs include a caregiver’s assistance within the home but not extraneous living costs, such as meals, rent, utilities and home maintenance. While the cost of care in an assisted living facility is higher at $5,315 per month, these fees typically cover living expenses not included with home health care. The most expensive senior care option in Salisbury is full-time skilled nursing home care at $9,733 per month.

 

In Maryland, Medicaid may be available to individuals of all ages if they meet certain financial criteria and other requirements. Residents enrolled in Medicaid are eligible to receive a variety of free and minimal-cost health care services including:

• Doctor and hospital visits
• Emergency services
• Laboratory services
• Physical therapy
• Mental health treatment
• Transportation services
• Hospice care
• Long-term care in a nursing home

Seniors who receive Medicare and Supplemental Security Income and are over 65 years old or disabled are entitled to receive Medicaid.

Because eligibility requirements can vary for residents aged 65 and older, it’s recommended that Salisbury seniors apply for Medicaid through their local Wicomico County Department of Human Services office at (410) 713-3900. However, they can also apply online or by printing, completing and mailing a paper application to the following address:
Wicomico County DSS
201 Baptist St., Ste 27
Salisbury, MD 21801

Seniors aged 65 and older seeking long-term care who wish to live at home or in an assisted living community rather than a nursing home may be eligible for care through a Long-Term Services and Supports waiver.

Home and Community-Based Options Waiver

Through the Community Options waiver, Salisbury seniors who need assistance with activities of daily living, such as bathing, dressing and eating, may qualify for the following services:

• Assisted living
• Personal assistance
• Case management and transition services
• Nutritionist and dietitian services
• Doctor and hospital visits
• Mental health care
• Prescription drugs
• Laboratory services
• Home delivered meals
• Medical equipment and assistive technology

To be eligible for waiver services, a senior must:

• Require a nursing home level of care
• Not earn more than 300% of the SSI benefit rate ($2,313 monthly)
• Not have assets exceeding $2,000 or $2,500 (depending on the eligibility category), and exempt assets include one’s home, primary vehicle and furnishings

Because this waiver is not an entitlement, eligible seniors may be placed on a waiting list. Interested seniors should call the Maryland Access Point at (844) 627-5465 to learn more.

Increased Community Services Program

Similar to the Community Options waiver, the Increased Community Services program provides health care services and assistance with activities of daily living to seniors who live in a nursing home but would like to transition back into the community. This program allows individuals whose income is too high to qualify for the Community Options waiver to enroll by paying income in excess of 300% of SSI benefits toward their care costs. Participants must also have assets below the $2,000 or $2,500 maximum limits (depending on their eligibility category).

Benefits of ICS are nearly identical to services provided through the Community Options waiver.

In addition to meeting the above financial criteria, seniors must:

• Be living in a nursing home and have lived there for at least three months with at least 30 days having been eligible for Medicaid
• Have care needs that, when served in the community, cost no more than in a nursing facility
• Not be eligible for any other Medicaid waiver

Salisbury seniors interested in this program should call the Maryland Access Point at (844) 627-5465.

Optional State Supplementation

Salisbury seniors who are eligible for SSI payments, are at least 65 years old or blind or disabled and live in an assisted living facility may receive a state supplementation of $184 per month in addition to their federal assistance. This amount includes an $82 allowance for personal needs.

To qualify for SSI, individuals can earn no more than the federal benefit rate of $771 per month, and married couples can earn no more than $1,157. Assets, which exclude one’s home, primary vehicle and personal belongings, may not exceed $2,000 for an individual or $3,000 for a married couple.

Interested individuals should call (800) 772-1213 or complete the online disability benefits form to apply.

Senior Assisted Living Group Home Subsidy

In Maryland, a state subsidy of up to $650 per month is available to help certain seniors who would otherwise live in a nursing home afford to live in a small assisted living group home for four to 16 residents.

To qualify for this subsidy, seniors must:

• Be at least 62 years old

• Require assistance with activities of daily living

• Live in or be approved for residence in a facility partnered with the area agency on aging

• Earn no more than 60% of Maryland’s median income

• Have assets totaling no more than $11,000 (individual) or $14,000 (married couple)

Wicomico County seniors interested in finding a home that accepts this subsidy should call their local Maryland Access Point office at (410) 742-0505.

Wicomico County’s area agency on aging provides comprehensive resources to seniors, including benefits counseling, an ombudsman program, caregiver support and a wellness center with fitness classes. Mac Inc. Area Agency on Aging
909 Progress Circle, Salisbury, MD 21804
(410) 742-0505

Organizations in and around Wicomico County help veterans and their loved ones by providing benefits and claims assistance, support groups, counseling, social events and health care, which is available at the VA outpatient clinic.

American Legion Wicomico Post 64
1109 American Legion Road, Salisbury, MD 21801
(410) 749-9814

Maryland Department of Veteran Affairs
501 Court Lane, Suite 106, Cambridge, MD 21613
(410) 228-1933

Cambridge VA Outpatient Clinic
830 Chesapeake Drive, Cambridge, MD 21613
(410) 228-6243

Senior Homes has an extensive directory of senior living options, with care and living providers across the United States.