1 Assisted Living Community in Boulder City, Nevada

The average cost of assisted living in the city is $3,168 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 1 Assisted Living Community in Boulder City and several in surrounding areas.

The Cost of Senior Care in Boulder City, NV

• Assisted Living: $3,168
• Nursing Home Care: $8,106
• In-home Care: $4,004
• Adult Day Health Services: $1,647

The average monthly price for assisted living in Boulder City is about $300 lower than the state median of $3,500 and more than $800 below the national average of $4,000. Local seniors also pay substantially less than their counterparts in other Nevada communities such as Reno ($4,000) and Carson City ($4,500). The rate in nearby St. George, Utah, is on par with the Nevada state average and also over $300 more expensive than the monthly cost in Boulder City.

Note: Cost data for senior care in Boulder City wasn’t available, so data for the Las Vegas metropolitan area was used instead.

Senior care costs are affected by factors beyond geographic location. The type of care, setting and included services all play a role in the cost of care options in Boulder City and other communities across the country. Nursing homes that provide around-the-clock skilled care charge more than double the rate of assisted living facilities, even though both options offer accommodations and meals. Homemaker and home health aide services in a senior’s private home are about $800 to $1,000 more expensive than assisted living. The true price difference ends up much higher when the value of food and housing is factored in. Rates for in-home senior care strictly cover hours of service provided, so food and household operating costs are extra expenses. These expenses are typically covered by assisted living room and board.

 

Medicaid is the government-run national medical insurance program that provides low-cost or free health care services to eligible Americans with limited income and resources. The jointly funded program is regulated at the federal level and administered by each state.

The Nevada Medicaid program provides coverage for over half a million state residents, including families with dependent children, pregnant women, disabled and blind adults and the elderly. Those who qualify receive a wide range of health care benefits, including:

• Doctor and specialist visits
• Emergency care
• Inpatient and outpatient hospital services
• Prescription drugs
• Lab tests and X-rays
• Private-duty nursing care
• Ambulance and nonemergency medical transportation
• Nursing home care

Qualifying for Nevada Medicaid for Long-Term Care

Boulder City residents aged 65 and older and disabled or blind adults aged 64 or younger can qualify for medical and long-term care services through Nevada Medicaid if they’re U.S. citizens or legal aliens and meet income and assets guidelines of:

• $2,313 or less in monthly income and $2,000 in countable assets for single applicants
• $4,626 or less in monthly income and $4,000 in countable assets for couples applying together

Community Spouse Income and Asset Exemptions

If one spouse of a married couple applies, only the applicant’s income counts toward the above limit. Up to $3,160.50 of their monthly income may be transferable to the non-applicant, who may also retain up to $126,420 of the couple’s joint assets according to Medicaid’s rules to prevent spousal impoverishment.

After they account for these living and resource allowances, applicants who were previously over the Medicaid eligibility limits may qualify for coverage.

Nevada Medicaid considers income from all sources when determining eligibility but disregards several assets, including:

• One automobile
• An owner-occupied home valued up to $585,000
• Household effects
• Irrevocable burial trusts
• Personal belongings

Boulder City residents can complete an application online for Medicaid coverage or call (800) 992-0900 for more information or application assistance.

Nevada Medicaid Frail Elderly Waiver Program

Frail Boulder City seniors at risk of admission to a nursing home may qualify for the Nevada waiver for the Frail Elderly as an alternative to institutional care. The program is available to seniors aged 65 or older who meet the eligibility requirements for Medicaid coverage. Applicants must be assessed as needing a nursing-home level of care and require placement within 30 days if assistance isn’t available. The waiver covers necessary support services that can help an applicant remain at home or in community-based care settings such as assisted living facilities.

Approved applicants receive case management services and additional supports such as:

• Adult residential care services
• Respite care
• Personal emergency response systems
• Augmented personal care services

To learn more about the FE waiver program or apply, Boulder City residents can visit the Las Vegas Aging and Disability Services office located at 1860 East Sahara Avenue or call (702) 486-3545.

Nevada Optional State Supplementation

Seniors aged 65 or older and blind or disabled adults in Boulder City who are eligible for SSI benefits may qualify for an additional amount on their monthly check through the Nevada Optional State Supplementation program.

To qualify, applicants must have a monthly income at or below the current federal benefit rate, which equates to $771 per individual and $1,157 per couple. Assets are capped at $2,000 and $3,000, respectively.

Applicants living in assisted living homes licensed for 16 or fewer residents may qualify for up to $391 per month if single, while couples may receive up to $881 per month, depending on their income.

To apply for SSI and OSS benefits, Boulder City residents can contact the Social Security Administration at (800) 772-1213.

Veterans Aid and Attendance Benefits

Senior veterans and their spouses who receive a regular VA pension may qualify for an extra monthly benefit to help cover assisted living costs if they have specific care needs and meet certain requirements. The VA Aid and Attendance program provides a pension top-up payment for eligible elderly veterans or their spouses if they have increased care needs for one of these reasons:

• Have vision of 5/200 or less or visual concentric contraction to five degrees or less that can’t be addressed with corrective lenses

• Can’t perform normal activities of daily living such as bathing, dressing and eating without assistance

• Are bedridden due to chronic illness or disability

To qualify, applicants must earn $22,577 or less per year, have a minimum 90-day active duty service record and an honorable discharge. Those already receiving a VA disability pension aren’t eligible for A&A benefits.

For more information about the A&A program and help applying for benefits, seniors in Boulder City should contact the state Veterans Services Advocacy and Support Team Las Vegas office at (702) 224-6025.

The Southern Nevada Transit Coalition’s Silver Rider program provides senior-friendly transportation services for area residents aged 60 and older. Seniors can use fixed route, paratransit and express route services in Boulder City and eight other Southern Nevada communities at discounted fares. SNTC Silver Rider Transit Program
710 Wells Rd., Boulder City, NV 89005
(702) 894-4190

Senior Homes has an extensive directory of senior living options, with care and living providers across the United States.