28 Assisted Living Communities in Salt Lake City, Utah

The average cost of assisted living in the city is $3,600 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 28 Assisted Living Communities in Salt Lake City and several in surrounding areas.

• Assisted living: $3,600
• Nursing home semiprivate room: $6,768
• In-home care: $4,767
• Adult day health services: $1,067

According to Genworth’s 2018 Cost of Care study, the average monthly cost of assisted living in Salt Lake City is approximately 10 percent below the national average. When compared to the state average and most major cities in Utah, Salt Lake City’s assisted living costs are slightly higher. However, costs in Provo and Logan are substantially lower.

The cost of senior care in Salt Lake City depends on the type of care provided. When compared with the average monthly cost of assisted living, nursing home care costs are nearly double, and the cost of home care is more than $800 higher. In addition to the cost of home care, it’s important to think about other expenses associated with remaining at home, such as rent or mortgage payments, utilities and general upkeep, all of which are typically included in the cost of assisted living. Cost of Homemaker/Home Health Aide Comparison Chart

• Assisted living: $3,350

• Homemaker services: $4,195

• Home health aide: $4,195

• Adult day health: $1,008

• Nursing home care (semiprivate room): $6,083

 

The state of Utah offers financial assistance with the cost of living through its Aging Waiver. This waiver program is designed to help elderly individuals delay or avoid the need for nursing home care by providing a range of services that can help the recipient remain in their community. This waiver program is available to seniors residing in their own homes and to those in assisted living. Services offered under this program include senior companion services, specialized medical equipment, respite care, transportation, case management and assisted living or home care services.

To be eligible for this program, seniors must be 65 years of age and meet the financial requirements for Medicaid. As of 2019, individuals cannot have income above $12,490 per year ($16,910 for couples) or assets totalling $2,000 for individuals or $3,000 for couples. Applicants must also be assessed and require a nursing level of care. Seniors can apply for this waiver in person at the Division of Aging and Adult Services office or by calling (801) 538-3910.

New Choices Waiver Program

The New Choices Waiver assists seniors who are residing in a nursing facility and wish to move to an assisted living facility or return to their community. The program offers social and financial assistance as well as case management and transition counseling services. Its purpose is to reduce financial stress on the Medicaid system that’s the result of the high cost of nursing care.

To be eligible for this program, seniors must be residing in a nursing home and able to safely live in a facility that provides a lower level of care or within the community. To apply or to obtain more information about the waiver, seniors can contact 1-800-662-9651.

Optional State Supplement

Seniors who receive Supplemental Security Income can apply for Utah’s OSS, which is a cash benefit that’s meant to help seniors who are residing in long-term care facilities or receiving home care to pay for associated costs. The senior’s income determines OSS benefit amounts, and income limits change annually.

Seniors who are applying for OSS benefits must not possess assets valued higher than $2,000 ($3,000 for couples) and must meet the specified income limits. To apply, seniors can contact their local Social Security Administration Office or call 1-800-772-1213.

Elderlife Bridge Loan

In some cases, seniors may be ineligible for Medicaid but still require financial assistance with the cost of assisted living. Elderlife Financial Services provides elder bridge loans to support seniors who find themselves in such a situation. These loans are paid directly to the senior’s assisted living facility and can be repaid in installments.

Seniors must meet minimum credit and income eligibility requirements or have a cosigner who does. A single application can include up to six cosigners, and the applicants can split the installments. Seniors applying for a bridge loan must reside in or be moving into an approved facility.

Long-Term Care Insurance

Insurance providers such as Bankers Life and Genworth Financial offer long-term care insurance policies that can cover up to 100 percent of the cost of care in assisted living facilities and nursing homes. The price of these policies depends on a variety of factors, including the type and amount of coverage purchased and the insurance company chosen. The policyholder’s age and health are also factors that affect the cost of premiums.

Although each company has its own guidelines and policies in place, most won’t allow an individual to purchase a long-term care insurance policy after they’ve been diagnosed with a condition that may require long-term care, so it’s important for anyone considering these policies to plan in advance.

The Aging and Adult Services Division operates as a branch of the state government and provides a variety of senior assistance programs, including benefits assistance and senior advocacy programs. Aging and Adult Services Division
195 North 1950 West Salt Lake City, Utah 84116
(801) 538-3910

Some seniors may be eligible for medical, social or financial assistance from their local Veterans Affairs office. Seniors can visit or call their local office to receive more information about available benefits and eligibility requirements.

VA Salt Lake City Regional Benefit Office
550 Foothill Drive Salt Lake City, Utah 84113
1-800-827-1000

Senior Homes has an extensive directory of senior living options, with care and living providers across the United States.