71 Assisted Living Communities in Peoria, Arizona

The average cost of assisted living in the city is $3,850 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 71 Assisted Living Communities in Peoria and several in surrounding areas.

• Assisted living: $3,850
• Nursing home semiprivate room: $6,540
• In-home care: $4,767
• Adult day health services: $2,167

Genworth’s 2018 Cost of Care study shows Peoria just slightly above the Arizona average of $3,800 but below the national average of $4,000 for monthly assisted living costs. Compared to cities like Flagstaff ($5,098) and Tucson ($4,044), Peoria’s costs are low. Other areas, like Prescott ($3,775) and Sierra Vista ($3,800), are in the same cost range, while Lake Havasu ($3,500) is moderately less expensive. 

Note: Information specifically for Peoria wasn’t available, so data for the Phoenix area was used.

Cost of Assisted Living Comparison Sheet

The care option chosen can make a significant difference in monthly expenses. The cost for assisted living is nearly $1700 more expensive than adult day health yet notably less costly than every other type of care in the area. The monthly average for a semiprivate room in nursing homes is more than 50% higher than assisted living. For services provided in-residence, remember to factor in daily living and home maintenance costs, such as meals, property taxes and utilities. More comprehensive care, such as an assisted living facility or nursing home, typically covers these expenses for residents. Cost of Homemaker/Home Health Aide Comparison Chart

• Assisted living: $3,850

• Homemaker services: $4,767

• Home health aide: $4.767

• Adult day health: $2,167

• Nursing home care (semiprivate room): $6,540

 

For low-income Americans with limited assets, Medicaid is a national program designed to provide health care coverage. Arizona’s Medicaid program, the Arizona Health Care Cost Containment System (AHCCCS), is funded federally and through the state and covers a range of services including doctor’s visits, hospital care, prescriptions and immunizations.

Arizona Long-Term Care Services (ALTCS) is the division of Medicaid that administers aid to seniors and the disabled. Rather than using waivers subject to enrollment caps that result in waiting lists for new applicants, ALTCS provides benefits and services as entitlements.

To qualify, Arizona residents must be at least age 65, meet financial and resource guidelines and need a nursing home level of care, as determined by a social worker assessment.

Individuals must have a monthly income below $2,313 and assets valued below $2,000. Married couples are subject to the same individual limits. If just one spouse applies, up to $3,160.50 in monthly income can be transferred to the non-applicant, who is also allowed up to $126,420 in assets.

Although ALTCS does not pay for room and board in an assisted living facility, various supportive services may be covered, including:

• Care coordination and transition assistance
• Behavioral, personal/attendant and dental care
• Specialized furniture and durable medical equipment
• Medical transportation 

To learn more or apply, visit your local ALTCS office or call (855) 432-7587.

Assisted Living Bridge Loans

Peoria seniors who need help with the cost of moving to an assisted living facility may be good candidates for an assisted living bridge loan from Elderlife Financial Services. These short-term loans must be repaid within 12 months and can give seniors access to needed funds while waiting for benefit approval, the sale of a home or other expected disbursements. Credit approval is required, but Elderlife Financial allows up to six cosigners on the application and usually respond within 24 hours. Once approved, the borrower can access funds as a lump-sum payment or line of credit. For more information, contact Elderlife Financial at (888) 228-4500 to speak with a loan specialist.

Veterans Aid and Attendance Benefits

U.S. veterans may have an additional resource available to help with the cost of assisted living. Those who are eligible for their military pension and not receiving disability pension payments may qualify for the VA Aid and Attendance program. Through this program, the VA provides additional monthly payments to help cover the cost of necessary care and services. To be eligible, veterans must meet one of the following criteria:

• Have a disability that results in being bedridden

• Require help from another person to perform activities of daily living

• Have a mental or physical disability that requires nursing home care

• Eyesight in both eyes at no more than 5/200 visual acuity with correction

• A visual field reduced to five degrees or less through concentric contraction

To find out more about the Veterans Aid and Attendance program, visit the Peoria VA office or call (623) 398-8854.

Reverse Mortgage

Seniors over age 62 who have paid off or have considerable equity in their primary home may qualify for a reverse mortgage to help fund assisted living costs. The mortgage may be repaid through the homeowner’s estate or proceeds from the home’s sale when the last surviving borrower moves out. To learn more, find a reverse mortgage counselor near you or call (800) 569-4287.

Because Peoria is part of the Phoenix area, resident veterans have access to a wide range of services provided by the state and federal governments. Veteran seniors can seek medical attention, use counseling services and receive help applying for the benefits they’ve earned. They can also visit the local VFW post for social activities. 

Veterans of Foreign Wars
7618 N 63rd Ave, Glendale, AZ 85301
(623) 934-2152

Midtown VA Clinic
5040 N 15th Ave, Phoenix, AZ 85015
(602) 234-7080

Phoenix VA Health Care System
650 E Indian School Rd, Phoenix, AZ 85012
(602) 277-5551

Access to senior support services can be obtained through the Phoenix Area Agency on Aging. Seniors can receive help navigating service and benefit programs, sign up for meal delivery, schedule transportation and find help with activities of daily living. Area Agency on Aging
1366 E Thomas Rd, Phoenix, AZ 85014
(602) 264-2255

Senior Homes has an extensive directory of senior living options, with care and living providers across the United States.