140 Assisted Living Communities in Tucson, Arizona

The average cost of assisted living in the city is $4,044 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 140 Assisted Living Communities in Tucson and several in surrounding areas.

• Assisted living: $4,044
• Nursing home semiprivate room: $6,388
  
• In-home care: $4,576
• Adult day health services: $1,733

According to Genworth’s 2018 Cost of Care study, Tucson’s average monthly cost for assisted living of $4,044 is on par with the national average but more expensive than the Arizona state average of $3,800.

Other than Flagstaff, Tucson is the costliest city in the state for assisted living. Smaller cities, such as Lake Havusa ($3,500) and other metropolitan areas such as Phoenix ($3,850), Prescott ($3,775) and Sierra Vista Area ($3,800), are less expensive than Tucson and more in line with the state average.

When considering the cost of senior care, the type of care chosen is typically the main factor. This holds true in Tucson, where nursing home care is more than 50 percent higher than assisted living. Compared to assisted living, home care costs are also more expensive — about $500 to $600 more a month for homemaker services or home health services, respectively. When comparing total costs, keep in mind that the cost of home care does not include rent or mortgage payments or other monthly costs such as electricity, upkeep and groceries. Assisted living and nursing home fees include these additional expenses. Cost of Homemaker/Home Health Aide Comparison Chart

• Assisted living: $4,044

• Homemaker services: $4,576

• Home health aide: $4,671

• Adult day health: $1,733

• Nursing home care (semiprivate room): $6,388

 

Medicaid is a government-sponsored health care program that provides low- or no-cost medical assistance to qualified individuals. The program covers health services for seniors, including home health, personal care and services provided in a nursing home.

Arizona is one of 11 states that use a 1115 Demonstration Project Waiver to administer their Medicaid programs. Arizona’s Medicaid model (AHCCCS or ACCESS) uses home-based services as the model of choice, but also pays for assisted living in traditional care settings. Tucson has no PACE program. Instead, the state offers similar programs as part of its robust AHCCCS benefits.

Arizona Long-Term Care Services provides financial assistance for long-term care, including assisted living, at home, adult foster and nursing home care. This program also covers related services for assisted living. Services and benefits via ALTCS may include home nursing, meal delivery and durable medical equipment. The applicant must meet disability benefit requirements.

Seniors who are eligible for supplemental security income can also receive Medicaid. Medicaidservices are available to seniors in Tucson with incomes under $12,492 a year for an individual. There may be a requirement to pay into the Medicaid program if income or assets exceed the state limits. For more information on Medicaid, contact the Arizona Medicaid office at 1-800-523-0231 or (602) 417-4000. There are no enrollment caps, so Tucson residents who are eligible receive services.

Elderlife Bridge Loans

Elderlife assists Tucson seniors making the move to senior living, such as assisted living facilities. The company administers loans for seniors and their family members to bridge a gap in available funding to pay for care. Online quote tools ask for the monthly fees of the chosen facility and the number of months you need to cover until other funding sources, such as Medicaid, kick in. Loans are approved based on credit rating, but multiple cosigners are allowed and premiums can be split amongst signers. For more information, call (888) 228-4500.

Long-Term Care Insurance

Families of seniors who may need assisted living in the future should determine whether their loved has a long-term care insurance plan that can pay for the cost. If seniors are still living at home, it may not be too late to purchase long-term care insurance. Fidelity’s online calculator can help determine the cost of a policy in Tucson, Arizona, and throughout the United States. For questions about long-term care policies, call (866) 489-0963.

Eligible veterans in Tucson may seek medical treatment and other programs through the Department of Veterans Affairs. Call or visit the local Veterans Affairs office to apply for medical and other benefits. Eligible beneficiaries can also visit the Tucson VA hospital to find out more about available services.

The VA has many other programs to support aging veterans and their families, so be sure to check in with a local chapter for more information.

Veterans Admin Med Center
3601 S 6th Ave, Tucson 85713
(520) 792-8460

Tucson Vet Center
2525 E Broadway, Ste 100, Tucson 85716
(520) 882-0333

Senior Homes has an extensive directory of senior living options, with care and living providers across the United States.