
Lilydale Senior Living
949 Sibley Memorial Highway,, Saint Paul, MN 55118
Call 1-855-287-5093 for details
The average cost of assisted living in the city is $4,425 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 3 Assisted Living Communities in Hugo and several in surrounding areas. The Cost of Senior Care in Hugo, MN
949 Sibley Memorial Highway,, Saint Paul, MN 55118
Call 1-855-287-5093 for details
5.0
(1)
"Full size one and two bedroom assisted living apartments. Facility two years old, with Memory Care opening in Spring of 2011."
READ MORE9889 Penn Avenue South, Bloomington, MN 55431
Call 1-855-287-5093 for details
"Presbyterian Homes of Bloomington is located in Bloomington, Minnesota, near Ninemile Creek and an assortment of green spaces such as Minnes..."
READ MORE678 Snelling Avenue South, Saint Paul, MN 55116
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"Nestled in historic Saint Paul, The Waters of Highland Park offers residents an inspiring place to thrive! Inviting and bright interiors V..."
READ MORE4615 2nd Ave., White Bear Lake, MN 55110
Call 1-855-287-5093 for details
"The Residence at Cerenity - White Bear Lake is a 43-unit apartment community that provides a full range of personal and health care services..."
READ MORE3025 Harbor Ln N, Plymouth, MN 55447
Call 1-855-287-5093 for details
"Welcome home to Broadwell Senior Living. Our Community is located in Plymouth, MN, to offer well-appointed apartment homes in vibrant surrou..."
READ MORE"The Care Center and assisted living and memory care Residence are located on a park-like campus on the west side of St. Paul. Situated on wo..."
READ MORE14505 Minnetonka Drive, Minnetonka, MN 55345
Call 1-855-287-5093 for details
4.0
(1)
"Bordering the upscale Lake Minnetonka area, Landings of Minnetonka is an Assisted Living community offering personalized assisted living car..."
READ MORE225 Frank Street, Saint Paul, MN 55106
Call 1-855-287-5093 for details
"At Summit Hill Senior Living, we want you to feel right at home -- because that's exactly where you are. Our comfortable and attractive ..."
READ MORE5.0
(1)
"The Homestead at Anoka is located less than 2 miles from U.S. Route 10 and Rum River South County Park in Anoka, Minnesota. The community re..."
READ MORE"Mainstreet Village is located in Richfield, Minnesota, and provides independent and assisted living accommodations for seniors. Its one and ..."
READ MORE3820 Hoffman Road, White Bear Lake, MN 55110
Call 1-855-287-5093 for details
"Nestled near the Gem Lake and Lake Shore neighborhoods, The Waters brings a new living experience to White Bear Lake. This senior living com..."
READ MORE"Welcome to Oak Meadows! Located in beautiful Oakdale, we are a not-for-profit senior living community in Minnesota. From our stunning campus..."
READ MORE3737 BRYANT AVENUE SOUTH, Minneapolis, MN 55409
Call 1-855-287-5093 for details
"Refund Plan: 100% of Entrance Fee. Priority access to Assisted Living and Nursing Care on Fee-For-Service basis."
READ MORE8715 Portland Avenue S., Bloomington, MN 55420
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"Nestled in a residential neighborhood of Bloomington, Hayden Grove Senior Living is convenient to family and friends, with numerous options ..."
READ MORE"Seven Hills Senior Living is located on a tree-lined avenue reinvigorated with commercial and cultural activity, close to restaurants, shopp..."
READ MORE"White Bear Heights Senior Living is a vibrant care community nestled in a serene neighborhood with a rich offering of senior-friendly amenit..."
READ MORE"At The Waters, we inspire our residents to thrive by combining personalized health & wellbeing services with the hospitality you'd expect at..."
READ MORE2235 Rockwood Ave W, Saint Paul, MN 55116
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3700 Cedar Lake Avenue, Minneapolis, MN 55416
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805 6TH AVENUE NORTHWEST, New Brighton, MN 55112
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1746 Oakdale Ave, West Saint Paul, MN 55118
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"At The Santuary at West St. Paul, mom and dad can live as independently as possible with support and services. Even better than a good neigh..."
READ MORE1 Thompson Ave W, West St Paul, MN 55118
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5.0
(1)
5200 Wayzata Blvd, Golden Valley, MN 55416
Call 1-855-287-5093 for details
Hugo’s assisted living facilities, at $4,425 per month, are the most expensive in Minnesota, reports Genworth’s 2018 Cost of Care study. This is $425 more than the state and national average of $4,000.
The second most expensive city for assisted living, at $4,393 per month, is Mankato. Duluth is also relatively pricey at $4,250. Other cities in the state, such as Rochester ($3,770) and St. Cloud ($3,716), cost around $700 less per month than Hugo.
Note: Since senior care cost data was not available for Hugo, data for the closest major city, Minneapolis, has been used here.
Hugo/Minneapolis
$4,425
National Average
$4,000
State Average
$4,000
Duluth
$4,250
Mankato Area
$4,393
Rochester
$3,770
St. Cloud
$3,716
The monthly cost of senior care varies significantly between care options. Adult day health services are the most affordable choice at $1,798 per month. Assisted living, at $4,425 per month, is the second most affordable option. In Hugo, as in the rest of the country, nursing home care is the most expensive care type, at $8,491 monthly. Surprisingly, in-home options, such as homemaker services ($5,529) and home health aides ($5,815), are significantly more expensive than assisted living. These figures also do not include other costs of living at home, such as rent or mortgage payments, utilities and groceries.
Assisted Living
$4,425
Homemaker Services
$5,529
Home Health Aide
$5,815
Adult Day Health Services
$1,798
Nursing Home Care
$8,491
Low-income Minnesotans, including seniors, children and people with disabilities, can receive medical coverage through Medical Assistance (MA), the state’s Medicaid program. MA covers doctor and clinic visits, hospital visits, X-ray services, medical equipment, mental health care, outpatient surgery, urgent care, immunizations and many other necessary services. People who are enrolled in a health plan need to visit in-network providers. Some people may have monthly copays and deductibles, which are capped at 5% of household income.
Seniors may be able to receive MA coverage if they are U.S. citizens or eligible noncitizens who meet the program’s financial requirements. To qualify, seniors must have an income that is below the federal poverty guideline. Currently, this means individuals cannot earn more than $1,041 per month or $12,492 per year. For couples, these limits are $1,410 and $16,920, respectively. In addition to these income requirements, the state has an asset test. A single person is permitted to own up to $3,000 in assets, and couples are limited to $6,000.
The state’s spend-down program may help seniors with higher incomes qualify for MA coverage. A spend-down is similar to an insurance deductible in that seniors pay a certain amount of their own money toward their medical bills, and once they cover that amount, the state takes over.
Seniors who are interested in MA need to complete a paper application. Applications are available at the Washington County Community Services Department, located at 14949 62nd St. N., Stillwater, MN 55082. To have a paper application mailed to you, call the Medical Programs help desk at (651) 431-2670.
If you have questions about the program or need help with your application, call the Senior LinkAge Line at (800) 333-2433.
Elderly Waiver
Minnesota’s Elderly waiver helps low-income seniors stay out of nursing facilities. This waiver covers many services, such as chore services, companion services, personal care assistance, skilled nursing and specialized equipment. The waiver may provide residential care in foster care or customized living environments. In Minnesota, foster care refers to small assisted living facilities with five or fewer residents. Customized living refers to what the state calls a “housing with services establishment” and may include larger assisted living facilities.
Medicaid-eligible seniors may qualify for this waiver if they need the level of care that is provided in nursing homes. The Long-Term Care Consultation process is used to determine if seniors meet this requirement. In addition, the waiver services a senior needs must cost less than nursing home care.
Call the Senior LinkAge Line at (800) 333-2433 to apply. You can also call the WCCS at (651) 430-6455. There may be a waiting list to receive services, so interested seniors should apply as soon as possible.
Housing Support
Housing Support is a state-funded program that provides monthly cash assistance to low-income seniors and people with disabilities. Recipients can use the money to pay for room and board in approved housing facilities, including adult foster care and housing with services establishments.
The base rate paid for room and board is $893 per month. The money is sent directly to the provider of the housing facility. In some settings, including assisted living, a supplemental service rate may be paid to help cover care services. The supplemental service rate is $482.84.
Seniors may qualify for the Housing Support program if they receive federal Supplemental Security Income benefits. Seniors who participate in Minnesota’s General Assistance program may also be eligible.
Online applications for Housing Support can be submitted through the ApplyMN portal. Paper applications can be dropped off at the WCCS office. When you apply, note that you need cash assistance through Housing Support.
To learn more about Housing Support, call the WCCS at (651) 430-6455.
Minnesota Supplemental Aid
Across the United States, seniors with low incomes and few resources may receive monthly SSI payments. Many states, including Minnesota, supplement the federal program to help seniors pay for their basic needs. Minnesota’s state supplement is called Minnesota Supplemental Aid.
Seniors who live in nonmedical group residential facilities, including assisted living, may receive as much as $261 monthly. The state treats couples as two individuals, so each member of a couple could receive up to $261.
Seniors whose incomes are too high to receive SSI may still be able to get the supplement. Non-SSI recipients must own less than $10,000 in assets to participate.
An online application for Minnesota Supplemental Aid is available, but seniors can submit a paper application to the WCSS office.
Seniors with questions about this program can call (651) 430-6455 to speak with a WCCS employee.
The closest senior center is located in White Bear Lake, and it serves seniors in nearby communities, including Hugo. Fitness programs, including aerobics and yoga, are offered here. Seniors can also make new friends through social activities such as dominoes, bridge and mah-jongg. Medicare counseling, foot care clinics, computer help and other practical services are also offered.
White Bear Area Senior Program and Senior Center
4855 Bloom Ave., White Bear Lake, MN 55110
(651) 407-7500
Seniors in the Twin Cities area can turn to the local AAA for resources and support. Its services include Medicare counseling and pension assistance. Resources for caregivers, such as caregiver education and support groups, are also offered by the AAA. Metropolitan Area Agency on Aging
1265 Grey Fox Rd., Arden Hills, MN 55112
(651) 641-8612
Eligible Hugo seniors can visit Minneapolis’ VA hospital for medical care. The closest VA clinic, located in Maplewood, offers primary care, mental health services, laboratory services and other basic medical services. For questions about VA pensions and other benefits, seniors can visit the regional benefit office in St. Paul.
Minneapolis VA Health Care System
1 Veterans Dr., Minneapolis, MN 55417
(612) 725-2000
Maplewood VA Clinic
1725 Legacy Pkwy., Ste. 100, Maplewood, MN 55109
(651) 225-5420
St. Paul Regional Benefit Office
1 Federal Dr., Fort Snelling, St. Paul, MN 55111
(800) 827-1000
Go a bit further out to explore pricing and amenities.
$4,495
$8,450
$3,250
The Lodge at White Bear, A Sky Active Living Community
3666 E County Line N, White Bear Lake, MN, 55110,
White Bear Lake, Minnesota 55110
4.3
(17 reviews)
$1,895
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