14 Assisted Living Communities in Sugar Land, Texas

The average cost of assisted living in the city is $3,863 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 14 Assisted Living Communities in Sugar Land and several in surrounding areas. The Cost of Senior Care in Sugar Land, TX

• Assisted Living: $3,863
• Nursing Home Care: $5,095
• In-home Care: $3,909
• Adult Day Health Services: $1,300

While the $3,863 average monthly cost of assisted living in Sugar Land is slightly higher than the Texas state median of $3,795, seniors in the city pay less than those in many of the surrounding areas. According to Genworth’s 2018 Cost of Care survey, assisted living costs in the Austin area ($5,190), Victoria ($4,370), College Station ($3,995) and the San Antonio area ($3,975) are higher than those in Sugar Land. Only those in the nearby coastal city of Corpus Christi pay less, at $2,975 per month.

Note: Senior care cost data wasn’t available for Sugar Land, so data for the closest area, Houston, was used.

At $3,863 per month, Sugar Land’s average cost of assisted living is actually lower than the average cost of home health care. In-home services, which includes a homemaker ($3,909) and home health aide ($4,099), are administered in a senior’s private residence and doesn’t usually cover expenses, such as meals, rent and utilities. Skilled, full-time nursing home care ($5,095) is the most expensive senior care type in the city, while part-time adult day health services ($1,300) are the least expensive option.

 

Texas Medicaid provides free and low-cost health care services to eligible low-income adults, children, seniors and people with disabilities who meet certain requirements. 

Seniors aged 65 and older and adults with disabilities may qualify for Medicaid if they:

• Receive Supplemental Security Income
• Participate in the Medicaid Buy-In program, where seniors can pay for services if they work and live in an institutional setting
• Are eligible for long-term care

Medicaid benefits for seniors may include:

• Doctor and hospital visits
• Prescription drugs
• Vision, hearing and dental care
• Laboratory services
• Nursing home care or residence in a home for people with mental illness or intellectual disabilities
• Home health care

Seniors must meet certain financial criteria to qualify for Medicaid. Adults aged 65 and older or who are blind or disabled are entitled to receive Medicaid through the SSI program if they meet the following financial limits:

• Earn no more than $771 (individual) or $1,157 (married couple) in monthly income
• Have no more than $2,000 (individual) or $3,000 (married couple) in assets excluding a residence, primary vehicle, personal belongings and furnishings

Seniors who meet the financial requirements below and require a nursing home level of care are entitled to receive Medicaid benefits in a nursing facility:

• Earn no more than $2,313 (individual) or $4,626 (married couple) in monthly income
• Have no more than $2,000 (individual) or $3,000 (married couple) in assets, excluding a residence, primary vehicle, personal belongings and furnishings; if only one partner of a married couple applies, the non-applicant spouse may retain up to $126,000 in assets

To be eligible for long-term care, an adult must be at least aged 65 years old or have a disability lasting 12 months or longer, meet the above financial limits and require care for at least 30 consecutive days. Participants must first use their own money to pay for services, excluding a small monthly allowance, before receiving services for free. 

STAR+PLUS Home and Community-Based Services Waiver

Seniors seeking long-term care while living in an assisted living facility or community setting may be eligible for services through the HCBS STAR+PLUS waiver. This program aims to help seniors aged 65 and older and people with disabilities reside outside of nursing homes.

Interested individuals must qualify for Medicaid and meet at least one of the following criteria to participate:

• Receive SSI and qualify for Medicaid based on low income
• Be eligible to receive STAR+PLUS HCBS and not receive SSI
• Receive Medicaid through the Medicaid for Breast and Cervical Cancer program or by living in a nursing home 

Assigned regional health plans provide the benefits of STAR+PLUS, which include:

• Assisted living services
• Nursing care
• Personal assistance services
• Medical supplies
• Respite care
• Therapies
• Transitional assistance

Medicaid participants who qualify for the STAR+PLUS waiver receive an enrollment packet in the mail. They should select their preferred health plan and return the completed form within 15 days of receipt.

Sugar Land seniors can apply for Medicaid online or by calling (877) 541-7905 and pressing “2” after selecting a language.

Community Care for Aged/Disabled

Through the Texas CCAD program, the Health and Human Service Commission provides personal care services and assistance with activities of daily living to seniors and people with disabilities who would like to live in the community rather than a nursing home. They can receive services in an assisted living facility, foster home or personal residence. 

Additional benefits include:

• Home-delivered meals

• Emergency response services

• Case management

• Housekeeping assistance

To qualify for CCAD, participants must meet the following financial limits:

• Earn no more than $2,313 (individuals) or $4,626 (married couples) in monthly income

• Have assets below $5,000 (individuals) or $6,000 (married couples)

To apply, Sugar Land seniors should contact the Harris County Area Agency on Aging at (855) 937-2372.

Elderlife Bridge Loans

Elderlife Financial provides seniors of any age a potential short-term option for paying for assisted living. The company’s bridge loans have terms up to 12 months, a quick 24-hour application process and a prime + 4.74% interest rate. Seniors can use the loans to pay for move-in fees, rent and care at an assisted living facility of their choice.

To qualify for these loans, seniors should have a long-term plan in place to pay for care, such as money expected through the pending sale of a home. Elderlife examines applicants’ financial information, including credit scores, but seniors with a low credit score may still qualify if they apply with co-applicants with higher scores. 

To apply, Sugar Land seniors can complete the online form or call (888) 228-4500.

Sugar Land’s Area Agency on Aging provides seniors with aging-related services, such as respite care, an ombudsman program, benefits counseling and information and resource centers. Houston-Galveston Area Agency on Aging
3555 Timmons Ln., Ste. 120, Houston, TX 77027
(713) 993-2436

Sugar Land area veterans offices and organizations help local veterans file and obtain benefits, such as disability and pension funds, home loans and health care. 

Fort Bend County Veteran Service Office
4520 Reading Rd., Ste. A-300 Rosenberg, TX 77471
(281) 341-4550


Lone Star Veterans Association
2929 McKinney St., Ste. #A, Houston, TX 77003
(281) 744-7972

Senior Homes has an extensive directory of senior living options, with care and living providers across the United States.